LTV · monthly repayment
▼ 0.50% · 3.625%
HK$623,489
−HK$39,098/mo
▼ 0.25% · 3.875%
HK$642,883
−HK$19,704/mo
Today · 4.125%
HK$662,587
baseline
▲ 0.50% · 4.625%
HK$702,904
+HK$40,317/mo
Deposit HK$136.71M · loan HK$136.71M · min. income ≈ HK$1,325,174/mo (50% DSR)
Upfront cash ≈ HK$154.49M (deposit + AVD stamp duty HK$17,772,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$693,625
−HK$37,475/mo
▼ 0.25% · 3.875%
HK$712,228
−HK$18,872/mo
Today · 4.125%
HK$731,100
baseline
▲ 0.50% · 4.625%
HK$769,637
+HK$38,537/mo
Deposit HK$136.71M · loan HK$136.71M · min. income ≈ HK$1,462,200/mo (50% DSR)
Upfront cash ≈ HK$154.49M (deposit + AVD stamp duty HK$17,772,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$748,187
−HK$46,918/mo
▼ 0.25% · 3.875%
HK$771,460
−HK$23,645/mo
Today · 4.125%
HK$795,105
baseline
▲ 0.50% · 4.625%
HK$843,485
+HK$48,380/mo
Deposit HK$109.37M · loan HK$164.06M · min. income ≈ HK$1,590,210/mo (50% DSR)
Upfront cash ≈ HK$127.14M (deposit + AVD stamp duty HK$17,772,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$832,350
−HK$44,970/mo
▼ 0.25% · 3.875%
HK$854,673
−HK$22,647/mo
Today · 4.125%
HK$877,320
baseline
▲ 0.50% · 4.625%
HK$923,564
+HK$46,244/mo
Deposit HK$109.37M · loan HK$164.06M · min. income ≈ HK$1,754,640/mo (50% DSR)
Upfront cash ≈ HK$127.14M (deposit + AVD stamp duty HK$17,772,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$872,885
−HK$54,737/mo
▼ 0.25% · 3.875%
HK$900,036
−HK$27,586/mo
Today · 4.125%
HK$927,622
baseline
▲ 0.50% · 4.625%
HK$984,066
+HK$56,444/mo
Deposit HK$82.03M · loan HK$191.40M · min. income ≈ HK$1,855,244/mo (50% DSR)
Upfront cash ≈ HK$99.80M (deposit + AVD stamp duty HK$17,772,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$971,075
−HK$52,464/mo
▼ 0.25% · 3.875%
HK$997,119
−HK$26,420/mo
Today · 4.125%
HK$1,023,539
baseline
▲ 0.50% · 4.625%
HK$1,077,492
+HK$53,953/mo
Deposit HK$82.03M · loan HK$191.40M · min. income ≈ HK$2,047,078/mo (50% DSR)
Upfront cash ≈ HK$99.80M (deposit + AVD stamp duty HK$17,772,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,122,280
−HK$70,377/mo
▼ 0.25% · 3.875%
HK$1,157,189
−HK$35,468/mo
Today · 4.125%
HK$1,192,657
baseline
▲ 0.50% · 4.625%
HK$1,265,227
+HK$72,570/mo
Deposit HK$27.34M · loan HK$246.09M · min. income ≈ HK$2,385,314/mo (50% DSR)
Upfront cash ≈ HK$45.12M (deposit + AVD stamp duty HK$17,772,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,248,525
−HK$67,454/mo
▼ 0.25% · 3.875%
HK$1,282,010
−HK$33,969/mo
Today · 4.125%
HK$1,315,979
baseline
▲ 0.50% · 4.625%
HK$1,385,346
+HK$69,367/mo
Deposit HK$27.34M · loan HK$246.09M · min. income ≈ HK$2,631,958/mo (50% DSR)
Upfront cash ≈ HK$45.12M (deposit + AVD stamp duty HK$17,772,905 · Scale 2, in force from 26 Feb 2026)