LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,367
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,307
−HK$1,971/mo
Today · 4.125%
HK$66,278
baseline
▲ 0.50% · 4.625%
HK$70,311
+HK$4,033/mo
Deposit HK$13.68M · loan HK$13.68M · min. income ≈ HK$132,556/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,162,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,383
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,244
−HK$1,887/mo
Today · 4.125%
HK$73,131
baseline
▲ 0.50% · 4.625%
HK$76,986
+HK$3,855/mo
Deposit HK$13.68M · loan HK$13.68M · min. income ≈ HK$146,262/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,162,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,841
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$77,169
−HK$2,365/mo
Today · 4.125%
HK$79,534
baseline
▲ 0.50% · 4.625%
HK$84,373
+HK$4,839/mo
Deposit HK$10.94M · loan HK$16.41M · min. income ≈ HK$159,068/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,162,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,259
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$85,492
−HK$2,266/mo
Today · 4.125%
HK$87,758
baseline
▲ 0.50% · 4.625%
HK$92,383
+HK$4,625/mo
Deposit HK$10.94M · loan HK$16.41M · min. income ≈ HK$175,516/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,162,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,314
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$90,030
−HK$2,759/mo
Today · 4.125%
HK$92,789
baseline
▲ 0.50% · 4.625%
HK$98,435
+HK$5,646/mo
Deposit HK$8.21M · loan HK$19.15M · min. income ≈ HK$185,578/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$1,162,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,136
−HK$5,248/mo
▼ 0.25% · 3.875%
HK$99,741
−HK$2,643/mo
Today · 4.125%
HK$102,384
baseline
▲ 0.50% · 4.625%
HK$107,781
+HK$5,397/mo
Deposit HK$8.21M · loan HK$19.15M · min. income ≈ HK$204,768/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$1,162,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,261
−HK$7,040/mo
▼ 0.25% · 3.875%
HK$115,753
−HK$3,548/mo
Today · 4.125%
HK$119,301
baseline
▲ 0.50% · 4.625%
HK$126,560
+HK$7,259/mo
Deposit HK$2.74M · loan HK$24.62M · min. income ≈ HK$238,602/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,162,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,889
−HK$6,747/mo
▼ 0.25% · 3.875%
HK$128,239
−HK$3,397/mo
Today · 4.125%
HK$131,636
baseline
▲ 0.50% · 4.625%
HK$138,575
+HK$6,939/mo
Deposit HK$2.74M · loan HK$24.62M · min. income ≈ HK$263,272/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,162,416 · Scale 2, in force from 26 Feb 2026)