LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,373
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,313
−HK$1,971/mo
Today · 4.125%
HK$66,284
baseline
▲ 0.50% · 4.625%
HK$70,317
+HK$4,033/mo
Deposit HK$13.68M · loan HK$13.68M · min. income ≈ HK$132,568/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,162,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,389
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,250
−HK$1,888/mo
Today · 4.125%
HK$73,138
baseline
▲ 0.50% · 4.625%
HK$76,993
+HK$3,855/mo
Deposit HK$13.68M · loan HK$13.68M · min. income ≈ HK$146,276/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,162,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,847
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,175
−HK$2,366/mo
Today · 4.125%
HK$79,541
baseline
▲ 0.50% · 4.625%
HK$84,381
+HK$4,840/mo
Deposit HK$10.94M · loan HK$16.41M · min. income ≈ HK$159,082/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,162,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,267
−HK$4,498/mo
▼ 0.25% · 3.875%
HK$85,500
−HK$2,265/mo
Today · 4.125%
HK$87,765
baseline
▲ 0.50% · 4.625%
HK$92,392
+HK$4,627/mo
Deposit HK$10.94M · loan HK$16.41M · min. income ≈ HK$175,530/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,162,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,322
−HK$5,476/mo
▼ 0.25% · 3.875%
HK$90,038
−HK$2,760/mo
Today · 4.125%
HK$92,798
baseline
▲ 0.50% · 4.625%
HK$98,444
+HK$5,646/mo
Deposit HK$8.21M · loan HK$19.15M · min. income ≈ HK$185,596/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$1,162,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,145
−HK$5,248/mo
▼ 0.25% · 3.875%
HK$99,750
−HK$2,643/mo
Today · 4.125%
HK$102,393
baseline
▲ 0.50% · 4.625%
HK$107,790
+HK$5,397/mo
Deposit HK$8.21M · loan HK$19.15M · min. income ≈ HK$204,786/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$1,162,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,271
−HK$7,040/mo
▼ 0.25% · 3.875%
HK$115,763
−HK$3,548/mo
Today · 4.125%
HK$119,311
baseline
▲ 0.50% · 4.625%
HK$126,571
+HK$7,260/mo
Deposit HK$2.74M · loan HK$24.62M · min. income ≈ HK$238,622/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,162,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,900
−HK$6,748/mo
▼ 0.25% · 3.875%
HK$128,250
−HK$3,398/mo
Today · 4.125%
HK$131,648
baseline
▲ 0.50% · 4.625%
HK$138,588
+HK$6,940/mo
Deposit HK$2.74M · loan HK$24.62M · min. income ≈ HK$263,296/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,162,519 · Scale 2, in force from 26 Feb 2026)