LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,379
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,320
−HK$1,971/mo
Today · 4.125%
HK$66,291
baseline
▲ 0.50% · 4.625%
HK$70,325
+HK$4,034/mo
Deposit HK$13.68M · loan HK$13.68M · min. income ≈ HK$132,582/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,162,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,396
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,258
−HK$1,888/mo
Today · 4.125%
HK$73,146
baseline
▲ 0.50% · 4.625%
HK$77,001
+HK$3,855/mo
Deposit HK$13.68M · loan HK$13.68M · min. income ≈ HK$146,292/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,162,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,855
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$77,184
−HK$2,365/mo
Today · 4.125%
HK$79,549
baseline
▲ 0.50% · 4.625%
HK$84,390
+HK$4,841/mo
Deposit HK$10.94M · loan HK$16.41M · min. income ≈ HK$159,098/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,162,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,276
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$85,509
−HK$2,266/mo
Today · 4.125%
HK$87,775
baseline
▲ 0.50% · 4.625%
HK$92,402
+HK$4,627/mo
Deposit HK$10.94M · loan HK$16.41M · min. income ≈ HK$175,550/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,162,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,331
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$90,048
−HK$2,760/mo
Today · 4.125%
HK$92,808
baseline
▲ 0.50% · 4.625%
HK$98,455
+HK$5,647/mo
Deposit HK$8.21M · loan HK$19.15M · min. income ≈ HK$185,616/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$1,162,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,155
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$99,761
−HK$2,643/mo
Today · 4.125%
HK$102,404
baseline
▲ 0.50% · 4.625%
HK$107,802
+HK$5,398/mo
Deposit HK$8.21M · loan HK$19.15M · min. income ≈ HK$204,808/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$1,162,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,283
−HK$7,041/mo
▼ 0.25% · 3.875%
HK$115,776
−HK$3,548/mo
Today · 4.125%
HK$119,324
baseline
▲ 0.50% · 4.625%
HK$126,585
+HK$7,261/mo
Deposit HK$2.74M · loan HK$24.62M · min. income ≈ HK$238,648/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,162,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,914
−HK$6,748/mo
▼ 0.25% · 3.875%
HK$128,264
−HK$3,398/mo
Today · 4.125%
HK$131,662
baseline
▲ 0.50% · 4.625%
HK$138,602
+HK$6,940/mo
Deposit HK$2.74M · loan HK$24.62M · min. income ≈ HK$263,324/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,162,644 · Scale 2, in force from 26 Feb 2026)