LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,389
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,329
−HK$1,972/mo
Today · 4.125%
HK$66,301
baseline
▲ 0.50% · 4.625%
HK$70,335
+HK$4,034/mo
Deposit HK$13.68M · loan HK$13.68M · min. income ≈ HK$132,602/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,162,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,407
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,268
−HK$1,889/mo
Today · 4.125%
HK$73,157
baseline
▲ 0.50% · 4.625%
HK$77,013
+HK$3,856/mo
Deposit HK$13.68M · loan HK$13.68M · min. income ≈ HK$146,314/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,162,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,866
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,195
−HK$2,366/mo
Today · 4.125%
HK$79,561
baseline
▲ 0.50% · 4.625%
HK$84,402
+HK$4,841/mo
Deposit HK$10.94M · loan HK$16.42M · min. income ≈ HK$159,122/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,162,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,288
−HK$4,500/mo
▼ 0.25% · 3.875%
HK$85,522
−HK$2,266/mo
Today · 4.125%
HK$87,788
baseline
▲ 0.50% · 4.625%
HK$92,415
+HK$4,627/mo
Deposit HK$10.94M · loan HK$16.42M · min. income ≈ HK$175,576/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,162,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,344
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$90,061
−HK$2,760/mo
Today · 4.125%
HK$92,821
baseline
▲ 0.50% · 4.625%
HK$98,469
+HK$5,648/mo
Deposit HK$8.21M · loan HK$19.15M · min. income ≈ HK$185,642/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$1,162,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,170
−HK$5,249/mo
▼ 0.25% · 3.875%
HK$99,776
−HK$2,643/mo
Today · 4.125%
HK$102,419
baseline
▲ 0.50% · 4.625%
HK$107,818
+HK$5,399/mo
Deposit HK$8.21M · loan HK$19.15M · min. income ≈ HK$204,838/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$1,162,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,300
−HK$7,042/mo
▼ 0.25% · 3.875%
HK$115,793
−HK$3,549/mo
Today · 4.125%
HK$119,342
baseline
▲ 0.50% · 4.625%
HK$126,604
+HK$7,262/mo
Deposit HK$2.74M · loan HK$24.62M · min. income ≈ HK$238,684/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,162,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,932
−HK$6,750/mo
▼ 0.25% · 3.875%
HK$128,283
−HK$3,399/mo
Today · 4.125%
HK$131,682
baseline
▲ 0.50% · 4.625%
HK$138,623
+HK$6,941/mo
Deposit HK$2.74M · loan HK$24.62M · min. income ≈ HK$263,364/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,162,817 · Scale 2, in force from 26 Feb 2026)