LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,389
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,330
−HK$1,971/mo
Today · 4.125%
HK$66,301
baseline
▲ 0.50% · 4.625%
HK$70,336
+HK$4,035/mo
Deposit HK$13.68M · loan HK$13.68M · min. income ≈ HK$132,602/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,162,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,407
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,269
−HK$1,888/mo
Today · 4.125%
HK$73,157
baseline
▲ 0.50% · 4.625%
HK$77,013
+HK$3,856/mo
Deposit HK$13.68M · loan HK$13.68M · min. income ≈ HK$146,314/mo (50% DSR)
Upfront cash ≈ HK$14.84M (deposit + AVD stamp duty HK$1,162,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,867
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$77,196
−HK$2,366/mo
Today · 4.125%
HK$79,562
baseline
▲ 0.50% · 4.625%
HK$84,403
+HK$4,841/mo
Deposit HK$10.94M · loan HK$16.42M · min. income ≈ HK$159,124/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,162,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,289
−HK$4,499/mo
▼ 0.25% · 3.875%
HK$85,522
−HK$2,266/mo
Today · 4.125%
HK$87,788
baseline
▲ 0.50% · 4.625%
HK$92,416
+HK$4,628/mo
Deposit HK$10.94M · loan HK$16.42M · min. income ≈ HK$175,576/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,162,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,345
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$90,061
−HK$2,761/mo
Today · 4.125%
HK$92,822
baseline
▲ 0.50% · 4.625%
HK$98,470
+HK$5,648/mo
Deposit HK$8.21M · loan HK$19.15M · min. income ≈ HK$185,644/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$1,162,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,170
−HK$5,250/mo
▼ 0.25% · 3.875%
HK$99,776
−HK$2,644/mo
Today · 4.125%
HK$102,420
baseline
▲ 0.50% · 4.625%
HK$107,818
+HK$5,398/mo
Deposit HK$8.21M · loan HK$19.15M · min. income ≈ HK$204,840/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$1,162,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,300
−HK$7,042/mo
▼ 0.25% · 3.875%
HK$115,793
−HK$3,549/mo
Today · 4.125%
HK$119,342
baseline
▲ 0.50% · 4.625%
HK$126,604
+HK$7,262/mo
Deposit HK$2.74M · loan HK$24.62M · min. income ≈ HK$238,684/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,162,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,933
−HK$6,749/mo
▼ 0.25% · 3.875%
HK$128,283
−HK$3,399/mo
Today · 4.125%
HK$131,682
baseline
▲ 0.50% · 4.625%
HK$138,624
+HK$6,942/mo
Deposit HK$2.74M · loan HK$24.62M · min. income ≈ HK$263,364/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,162,822 · Scale 2, in force from 26 Feb 2026)