LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,401
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,342
−HK$1,972/mo
Today · 4.125%
HK$66,314
baseline
▲ 0.50% · 4.625%
HK$70,349
+HK$4,035/mo
Deposit HK$13.68M · loan HK$13.68M · min. income ≈ HK$132,628/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,163,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,421
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,283
−HK$1,888/mo
Today · 4.125%
HK$73,171
baseline
▲ 0.50% · 4.625%
HK$77,028
+HK$3,857/mo
Deposit HK$13.68M · loan HK$13.68M · min. income ≈ HK$146,342/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,163,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,881
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,211
−HK$2,366/mo
Today · 4.125%
HK$79,577
baseline
▲ 0.50% · 4.625%
HK$84,419
+HK$4,842/mo
Deposit HK$10.95M · loan HK$16.42M · min. income ≈ HK$159,154/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,163,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,305
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,539
−HK$2,267/mo
Today · 4.125%
HK$87,806
baseline
▲ 0.50% · 4.625%
HK$92,434
+HK$4,628/mo
Deposit HK$10.95M · loan HK$16.42M · min. income ≈ HK$175,612/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,163,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,362
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$90,079
−HK$2,761/mo
Today · 4.125%
HK$92,840
baseline
▲ 0.50% · 4.625%
HK$98,489
+HK$5,649/mo
Deposit HK$8.21M · loan HK$19.16M · min. income ≈ HK$185,680/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$1,163,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,189
−HK$5,251/mo
▼ 0.25% · 3.875%
HK$99,796
−HK$2,644/mo
Today · 4.125%
HK$102,440
baseline
▲ 0.50% · 4.625%
HK$107,840
+HK$5,400/mo
Deposit HK$8.21M · loan HK$19.16M · min. income ≈ HK$204,880/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$1,163,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,322
−HK$7,044/mo
▼ 0.25% · 3.875%
HK$115,816
−HK$3,550/mo
Today · 4.125%
HK$119,366
baseline
▲ 0.50% · 4.625%
HK$126,629
+HK$7,263/mo
Deposit HK$2.74M · loan HK$24.63M · min. income ≈ HK$238,732/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,957
−HK$6,751/mo
▼ 0.25% · 3.875%
HK$128,309
−HK$3,399/mo
Today · 4.125%
HK$131,708
baseline
▲ 0.50% · 4.625%
HK$138,651
+HK$6,943/mo
Deposit HK$2.74M · loan HK$24.63M · min. income ≈ HK$263,416/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,050 · Scale 2, in force from 26 Feb 2026)