LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,413
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$64,354
−HK$1,973/mo
Today · 4.125%
HK$66,327
baseline
▲ 0.50% · 4.625%
HK$70,363
+HK$4,036/mo
Deposit HK$13.69M · loan HK$13.69M · min. income ≈ HK$132,654/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,163,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,434
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$71,296
−HK$1,889/mo
Today · 4.125%
HK$73,185
baseline
▲ 0.50% · 4.625%
HK$77,043
+HK$3,858/mo
Deposit HK$13.69M · loan HK$13.69M · min. income ≈ HK$146,370/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,163,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,896
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,225
−HK$2,367/mo
Today · 4.125%
HK$79,592
baseline
▲ 0.50% · 4.625%
HK$84,435
+HK$4,843/mo
Deposit HK$10.95M · loan HK$16.42M · min. income ≈ HK$159,184/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,163,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,321
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,555
−HK$2,267/mo
Today · 4.125%
HK$87,822
baseline
▲ 0.50% · 4.625%
HK$92,451
+HK$4,629/mo
Deposit HK$10.95M · loan HK$16.42M · min. income ≈ HK$175,644/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,163,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,378
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$90,096
−HK$2,762/mo
Today · 4.125%
HK$92,858
baseline
▲ 0.50% · 4.625%
HK$98,508
+HK$5,650/mo
Deposit HK$8.21M · loan HK$19.16M · min. income ≈ HK$185,716/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$1,163,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,207
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$99,814
−HK$2,645/mo
Today · 4.125%
HK$102,459
baseline
▲ 0.50% · 4.625%
HK$107,860
+HK$5,401/mo
Deposit HK$8.21M · loan HK$19.16M · min. income ≈ HK$204,918/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$1,163,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,343
−HK$7,045/mo
▼ 0.25% · 3.875%
HK$115,838
−HK$3,550/mo
Today · 4.125%
HK$119,388
baseline
▲ 0.50% · 4.625%
HK$126,653
+HK$7,265/mo
Deposit HK$2.74M · loan HK$24.63M · min. income ≈ HK$238,776/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,981
−HK$6,752/mo
▼ 0.25% · 3.875%
HK$128,333
−HK$3,400/mo
Today · 4.125%
HK$131,733
baseline
▲ 0.50% · 4.625%
HK$138,677
+HK$6,944/mo
Deposit HK$2.74M · loan HK$24.63M · min. income ≈ HK$263,466/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,269 · Scale 2, in force from 26 Feb 2026)