LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,414
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$64,355
−HK$1,973/mo
Today · 4.125%
HK$66,328
baseline
▲ 0.50% · 4.625%
HK$70,364
+HK$4,036/mo
Deposit HK$13.69M · loan HK$13.69M · min. income ≈ HK$132,656/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,163,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,435
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$71,297
−HK$1,889/mo
Today · 4.125%
HK$73,186
baseline
▲ 0.50% · 4.625%
HK$77,044
+HK$3,858/mo
Deposit HK$13.69M · loan HK$13.69M · min. income ≈ HK$146,372/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,163,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,897
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$77,226
−HK$2,367/mo
Today · 4.125%
HK$79,593
baseline
▲ 0.50% · 4.625%
HK$84,436
+HK$4,843/mo
Deposit HK$10.95M · loan HK$16.42M · min. income ≈ HK$159,186/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,163,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,322
−HK$4,501/mo
▼ 0.25% · 3.875%
HK$85,556
−HK$2,267/mo
Today · 4.125%
HK$87,823
baseline
▲ 0.50% · 4.625%
HK$92,453
+HK$4,630/mo
Deposit HK$10.95M · loan HK$16.42M · min. income ≈ HK$175,646/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,163,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,380
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$90,098
−HK$2,761/mo
Today · 4.125%
HK$92,859
baseline
▲ 0.50% · 4.625%
HK$98,509
+HK$5,650/mo
Deposit HK$8.21M · loan HK$19.16M · min. income ≈ HK$185,718/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$1,163,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,209
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$99,816
−HK$2,645/mo
Today · 4.125%
HK$102,461
baseline
▲ 0.50% · 4.625%
HK$107,862
+HK$5,401/mo
Deposit HK$8.21M · loan HK$19.16M · min. income ≈ HK$204,922/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$1,163,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,345
−HK$7,045/mo
▼ 0.25% · 3.875%
HK$115,840
−HK$3,550/mo
Today · 4.125%
HK$119,390
baseline
▲ 0.50% · 4.625%
HK$126,655
+HK$7,265/mo
Deposit HK$2.74M · loan HK$24.63M · min. income ≈ HK$238,780/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,983
−HK$6,752/mo
▼ 0.25% · 3.875%
HK$128,335
−HK$3,400/mo
Today · 4.125%
HK$131,735
baseline
▲ 0.50% · 4.625%
HK$138,679
+HK$6,944/mo
Deposit HK$2.74M · loan HK$24.63M · min. income ≈ HK$263,470/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,287 · Scale 2, in force from 26 Feb 2026)