LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,418
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$64,359
−HK$1,973/mo
Today · 4.125%
HK$66,332
baseline
▲ 0.50% · 4.625%
HK$70,368
+HK$4,036/mo
Deposit HK$13.69M · loan HK$13.69M · min. income ≈ HK$132,664/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,163,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,439
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,302
−HK$1,889/mo
Today · 4.125%
HK$73,191
baseline
▲ 0.50% · 4.625%
HK$77,049
+HK$3,858/mo
Deposit HK$13.69M · loan HK$13.69M · min. income ≈ HK$146,382/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,163,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,901
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$77,231
−HK$2,367/mo
Today · 4.125%
HK$79,598
baseline
▲ 0.50% · 4.625%
HK$84,442
+HK$4,844/mo
Deposit HK$10.95M · loan HK$16.42M · min. income ≈ HK$159,196/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,163,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,327
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$85,562
−HK$2,267/mo
Today · 4.125%
HK$87,829
baseline
▲ 0.50% · 4.625%
HK$92,459
+HK$4,630/mo
Deposit HK$10.95M · loan HK$16.42M · min. income ≈ HK$175,658/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,163,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,385
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$90,103
−HK$2,762/mo
Today · 4.125%
HK$92,865
baseline
▲ 0.50% · 4.625%
HK$98,515
+HK$5,650/mo
Deposit HK$8.21M · loan HK$19.16M · min. income ≈ HK$185,730/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,163,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,215
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$99,822
−HK$2,645/mo
Today · 4.125%
HK$102,467
baseline
▲ 0.50% · 4.625%
HK$107,868
+HK$5,401/mo
Deposit HK$8.21M · loan HK$19.16M · min. income ≈ HK$204,934/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,163,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,352
−HK$7,046/mo
▼ 0.25% · 3.875%
HK$115,847
−HK$3,551/mo
Today · 4.125%
HK$119,398
baseline
▲ 0.50% · 4.625%
HK$126,663
+HK$7,265/mo
Deposit HK$2.74M · loan HK$24.64M · min. income ≈ HK$238,796/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,991
−HK$6,753/mo
▼ 0.25% · 3.875%
HK$128,343
−HK$3,401/mo
Today · 4.125%
HK$131,744
baseline
▲ 0.50% · 4.625%
HK$138,688
+HK$6,944/mo
Deposit HK$2.74M · loan HK$24.64M · min. income ≈ HK$263,488/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,361 · Scale 2, in force from 26 Feb 2026)