LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,420
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$64,361
−HK$1,973/mo
Today · 4.125%
HK$66,334
baseline
▲ 0.50% · 4.625%
HK$70,370
+HK$4,036/mo
Deposit HK$13.69M · loan HK$13.69M · min. income ≈ HK$132,668/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,163,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,441
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,303
−HK$1,890/mo
Today · 4.125%
HK$73,193
baseline
▲ 0.50% · 4.625%
HK$77,051
+HK$3,858/mo
Deposit HK$13.69M · loan HK$13.69M · min. income ≈ HK$146,386/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,163,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,903
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$77,233
−HK$2,368/mo
Today · 4.125%
HK$79,601
baseline
▲ 0.50% · 4.625%
HK$84,444
+HK$4,843/mo
Deposit HK$10.95M · loan HK$16.42M · min. income ≈ HK$159,202/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,163,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,329
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$85,564
−HK$2,267/mo
Today · 4.125%
HK$87,831
baseline
▲ 0.50% · 4.625%
HK$92,461
+HK$4,630/mo
Deposit HK$10.95M · loan HK$16.42M · min. income ≈ HK$175,662/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,163,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,387
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$90,106
−HK$2,761/mo
Today · 4.125%
HK$92,867
baseline
▲ 0.50% · 4.625%
HK$98,518
+HK$5,651/mo
Deposit HK$8.21M · loan HK$19.16M · min. income ≈ HK$185,734/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,163,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,218
−HK$5,252/mo
▼ 0.25% · 3.875%
HK$99,825
−HK$2,645/mo
Today · 4.125%
HK$102,470
baseline
▲ 0.50% · 4.625%
HK$107,871
+HK$5,401/mo
Deposit HK$8.21M · loan HK$19.16M · min. income ≈ HK$204,940/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,163,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,355
−HK$7,046/mo
▼ 0.25% · 3.875%
HK$115,850
−HK$3,551/mo
Today · 4.125%
HK$119,401
baseline
▲ 0.50% · 4.625%
HK$126,666
+HK$7,265/mo
Deposit HK$2.74M · loan HK$24.64M · min. income ≈ HK$238,802/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,994
−HK$6,753/mo
▼ 0.25% · 3.875%
HK$128,346
−HK$3,401/mo
Today · 4.125%
HK$131,747
baseline
▲ 0.50% · 4.625%
HK$138,692
+HK$6,945/mo
Deposit HK$2.74M · loan HK$24.64M · min. income ≈ HK$263,494/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,391 · Scale 2, in force from 26 Feb 2026)