LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,424
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,366
−HK$1,973/mo
Today · 4.125%
HK$66,339
baseline
▲ 0.50% · 4.625%
HK$70,376
+HK$4,037/mo
Deposit HK$13.69M · loan HK$13.69M · min. income ≈ HK$132,678/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,163,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,447
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,309
−HK$1,890/mo
Today · 4.125%
HK$73,199
baseline
▲ 0.50% · 4.625%
HK$77,057
+HK$3,858/mo
Deposit HK$13.69M · loan HK$13.69M · min. income ≈ HK$146,398/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,163,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,909
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$77,239
−HK$2,368/mo
Today · 4.125%
HK$79,607
baseline
▲ 0.50% · 4.625%
HK$84,451
+HK$4,844/mo
Deposit HK$10.95M · loan HK$16.43M · min. income ≈ HK$159,214/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,163,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,336
−HK$4,502/mo
▼ 0.25% · 3.875%
HK$85,571
−HK$2,267/mo
Today · 4.125%
HK$87,838
baseline
▲ 0.50% · 4.625%
HK$92,468
+HK$4,630/mo
Deposit HK$10.95M · loan HK$16.43M · min. income ≈ HK$175,676/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,163,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,394
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$90,113
−HK$2,762/mo
Today · 4.125%
HK$92,875
baseline
▲ 0.50% · 4.625%
HK$98,526
+HK$5,651/mo
Deposit HK$8.21M · loan HK$19.16M · min. income ≈ HK$185,750/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,163,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,225
−HK$5,253/mo
▼ 0.25% · 3.875%
HK$99,833
−HK$2,645/mo
Today · 4.125%
HK$102,478
baseline
▲ 0.50% · 4.625%
HK$107,880
+HK$5,402/mo
Deposit HK$8.21M · loan HK$19.16M · min. income ≈ HK$204,956/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,163,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,364
−HK$7,046/mo
▼ 0.25% · 3.875%
HK$115,859
−HK$3,551/mo
Today · 4.125%
HK$119,410
baseline
▲ 0.50% · 4.625%
HK$126,676
+HK$7,266/mo
Deposit HK$2.74M · loan HK$24.64M · min. income ≈ HK$238,820/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,004
−HK$6,753/mo
▼ 0.25% · 3.875%
HK$128,356
−HK$3,401/mo
Today · 4.125%
HK$131,757
baseline
▲ 0.50% · 4.625%
HK$138,703
+HK$6,946/mo
Deposit HK$2.74M · loan HK$24.64M · min. income ≈ HK$263,514/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,483 · Scale 2, in force from 26 Feb 2026)