LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,426
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,368
−HK$1,973/mo
Today · 4.125%
HK$66,341
baseline
▲ 0.50% · 4.625%
HK$70,377
+HK$4,036/mo
Deposit HK$13.69M · loan HK$13.69M · min. income ≈ HK$132,682/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,163,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,448
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,311
−HK$1,889/mo
Today · 4.125%
HK$73,200
baseline
▲ 0.50% · 4.625%
HK$77,059
+HK$3,859/mo
Deposit HK$13.69M · loan HK$13.69M · min. income ≈ HK$146,400/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,163,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,911
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$77,241
−HK$2,368/mo
Today · 4.125%
HK$79,609
baseline
▲ 0.50% · 4.625%
HK$84,453
+HK$4,844/mo
Deposit HK$10.95M · loan HK$16.43M · min. income ≈ HK$159,218/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,163,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,338
−HK$4,503/mo
▼ 0.25% · 3.875%
HK$85,573
−HK$2,268/mo
Today · 4.125%
HK$87,841
baseline
▲ 0.50% · 4.625%
HK$92,471
+HK$4,630/mo
Deposit HK$10.95M · loan HK$16.43M · min. income ≈ HK$175,682/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,163,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,397
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$90,115
−HK$2,762/mo
Today · 4.125%
HK$92,877
baseline
▲ 0.50% · 4.625%
HK$98,528
+HK$5,651/mo
Deposit HK$8.21M · loan HK$19.16M · min. income ≈ HK$185,754/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,163,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,228
−HK$5,253/mo
▼ 0.25% · 3.875%
HK$99,835
−HK$2,646/mo
Today · 4.125%
HK$102,481
baseline
▲ 0.50% · 4.625%
HK$107,883
+HK$5,402/mo
Deposit HK$8.21M · loan HK$19.16M · min. income ≈ HK$204,962/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,163,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,367
−HK$7,046/mo
▼ 0.25% · 3.875%
HK$115,862
−HK$3,551/mo
Today · 4.125%
HK$119,413
baseline
▲ 0.50% · 4.625%
HK$126,679
+HK$7,266/mo
Deposit HK$2.74M · loan HK$24.64M · min. income ≈ HK$238,826/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,007
−HK$6,754/mo
▼ 0.25% · 3.875%
HK$128,360
−HK$3,401/mo
Today · 4.125%
HK$131,761
baseline
▲ 0.50% · 4.625%
HK$138,706
+HK$6,945/mo
Deposit HK$2.74M · loan HK$24.64M · min. income ≈ HK$263,522/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,514 · Scale 2, in force from 26 Feb 2026)