LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,439
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,381
−HK$1,973/mo
Today · 4.125%
HK$66,354
baseline
▲ 0.50% · 4.625%
HK$70,392
+HK$4,038/mo
Deposit HK$13.69M · loan HK$13.69M · min. income ≈ HK$132,708/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,163,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,463
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,326
−HK$1,890/mo
Today · 4.125%
HK$73,216
baseline
▲ 0.50% · 4.625%
HK$77,075
+HK$3,859/mo
Deposit HK$13.69M · loan HK$13.69M · min. income ≈ HK$146,432/mo (50% DSR)
Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,163,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,927
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$77,257
−HK$2,368/mo
Today · 4.125%
HK$79,625
baseline
▲ 0.50% · 4.625%
HK$84,470
+HK$4,845/mo
Deposit HK$10.95M · loan HK$16.43M · min. income ≈ HK$159,250/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,163,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,355
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$85,591
−HK$2,268/mo
Today · 4.125%
HK$87,859
baseline
▲ 0.50% · 4.625%
HK$92,490
+HK$4,631/mo
Deposit HK$10.95M · loan HK$16.43M · min. income ≈ HK$175,718/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,163,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,415
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$90,134
−HK$2,762/mo
Today · 4.125%
HK$92,896
baseline
▲ 0.50% · 4.625%
HK$98,549
+HK$5,653/mo
Deposit HK$8.21M · loan HK$19.17M · min. income ≈ HK$185,792/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,163,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,248
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$99,856
−HK$2,646/mo
Today · 4.125%
HK$102,502
baseline
▲ 0.50% · 4.625%
HK$107,905
+HK$5,403/mo
Deposit HK$8.21M · loan HK$19.17M · min. income ≈ HK$205,004/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,163,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,390
−HK$7,048/mo
▼ 0.25% · 3.875%
HK$115,886
−HK$3,552/mo
Today · 4.125%
HK$119,438
baseline
▲ 0.50% · 4.625%
HK$126,706
+HK$7,268/mo
Deposit HK$2.74M · loan HK$24.64M · min. income ≈ HK$238,876/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,033
−HK$6,755/mo
▼ 0.25% · 3.875%
HK$128,386
−HK$3,402/mo
Today · 4.125%
HK$131,788
baseline
▲ 0.50% · 4.625%
HK$138,735
+HK$6,947/mo
Deposit HK$2.74M · loan HK$24.64M · min. income ≈ HK$263,576/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,754 · Scale 2, in force from 26 Feb 2026)