LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,449
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$64,392
−HK$1,973/mo
Today · 4.125%
HK$66,365
baseline
▲ 0.50% · 4.625%
HK$70,403
+HK$4,038/mo
Deposit HK$13.69M · loan HK$13.69M · min. income ≈ HK$132,730/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,163,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,474
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,337
−HK$1,890/mo
Today · 4.125%
HK$73,227
baseline
▲ 0.50% · 4.625%
HK$77,087
+HK$3,860/mo
Deposit HK$13.69M · loan HK$13.69M · min. income ≈ HK$146,454/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,163,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,939
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$77,270
−HK$2,368/mo
Today · 4.125%
HK$79,638
baseline
▲ 0.50% · 4.625%
HK$84,484
+HK$4,846/mo
Deposit HK$10.95M · loan HK$16.43M · min. income ≈ HK$159,276/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,163,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,369
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$85,605
−HK$2,268/mo
Today · 4.125%
HK$87,873
baseline
▲ 0.50% · 4.625%
HK$92,505
+HK$4,632/mo
Deposit HK$10.95M · loan HK$16.43M · min. income ≈ HK$175,746/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,163,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,429
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$90,148
−HK$2,763/mo
Today · 4.125%
HK$92,911
baseline
▲ 0.50% · 4.625%
HK$98,565
+HK$5,654/mo
Deposit HK$8.22M · loan HK$19.17M · min. income ≈ HK$185,822/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,163,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,264
−HK$5,254/mo
▼ 0.25% · 3.875%
HK$99,872
−HK$2,646/mo
Today · 4.125%
HK$102,518
baseline
▲ 0.50% · 4.625%
HK$107,922
+HK$5,404/mo
Deposit HK$8.22M · loan HK$19.17M · min. income ≈ HK$205,036/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,163,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,408
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$115,905
−HK$3,552/mo
Today · 4.125%
HK$119,457
baseline
▲ 0.50% · 4.625%
HK$126,726
+HK$7,269/mo
Deposit HK$2.74M · loan HK$24.65M · min. income ≈ HK$238,914/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,053
−HK$6,756/mo
▼ 0.25% · 3.875%
HK$128,407
−HK$3,402/mo
Today · 4.125%
HK$131,809
baseline
▲ 0.50% · 4.625%
HK$138,757
+HK$6,948/mo
Deposit HK$2.74M · loan HK$24.65M · min. income ≈ HK$263,618/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,163,942 · Scale 2, in force from 26 Feb 2026)