LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,467
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,410
−HK$1,974/mo
Today · 4.125%
HK$66,384
baseline
▲ 0.50% · 4.625%
HK$70,424
+HK$4,040/mo
Deposit HK$13.70M · loan HK$13.70M · min. income ≈ HK$132,768/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,164,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,494
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,358
−HK$1,890/mo
Today · 4.125%
HK$73,248
baseline
▲ 0.50% · 4.625%
HK$77,109
+HK$3,861/mo
Deposit HK$13.70M · loan HK$13.70M · min. income ≈ HK$146,496/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,164,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,960
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$77,292
−HK$2,369/mo
Today · 4.125%
HK$79,661
baseline
▲ 0.50% · 4.625%
HK$84,508
+HK$4,847/mo
Deposit HK$10.96M · loan HK$16.44M · min. income ≈ HK$159,322/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,164,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,393
−HK$4,505/mo
▼ 0.25% · 3.875%
HK$85,629
−HK$2,269/mo
Today · 4.125%
HK$87,898
baseline
▲ 0.50% · 4.625%
HK$92,531
+HK$4,633/mo
Deposit HK$10.96M · loan HK$16.44M · min. income ≈ HK$175,796/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,164,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,454
−HK$5,484/mo
▼ 0.25% · 3.875%
HK$90,174
−HK$2,764/mo
Today · 4.125%
HK$92,938
baseline
▲ 0.50% · 4.625%
HK$98,593
+HK$5,655/mo
Deposit HK$8.22M · loan HK$19.18M · min. income ≈ HK$185,876/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,164,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,291
−HK$5,257/mo
▼ 0.25% · 3.875%
HK$99,901
−HK$2,647/mo
Today · 4.125%
HK$102,548
baseline
▲ 0.50% · 4.625%
HK$107,953
+HK$5,405/mo
Deposit HK$8.22M · loan HK$19.18M · min. income ≈ HK$205,096/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,164,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,441
−HK$7,051/mo
▼ 0.25% · 3.875%
HK$115,938
−HK$3,554/mo
Today · 4.125%
HK$119,492
baseline
▲ 0.50% · 4.625%
HK$126,762
+HK$7,270/mo
Deposit HK$2.74M · loan HK$24.66M · min. income ≈ HK$238,984/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,164,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,089
−HK$6,758/mo
▼ 0.25% · 3.875%
HK$128,444
−HK$3,403/mo
Today · 4.125%
HK$131,847
baseline
▲ 0.50% · 4.625%
HK$138,797
+HK$6,950/mo
Deposit HK$2.74M · loan HK$24.66M · min. income ≈ HK$263,694/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,164,276 · Scale 2, in force from 26 Feb 2026)