LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,471
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,414
−HK$1,974/mo
Today · 4.125%
HK$66,388
baseline
▲ 0.50% · 4.625%
HK$70,428
+HK$4,040/mo
Deposit HK$13.70M · loan HK$13.70M · min. income ≈ HK$132,776/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,164,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,498
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,362
−HK$1,891/mo
Today · 4.125%
HK$73,253
baseline
▲ 0.50% · 4.625%
HK$77,114
+HK$3,861/mo
Deposit HK$13.70M · loan HK$13.70M · min. income ≈ HK$146,506/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,164,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,965
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$77,297
−HK$2,369/mo
Today · 4.125%
HK$79,666
baseline
▲ 0.50% · 4.625%
HK$84,514
+HK$4,848/mo
Deposit HK$10.96M · loan HK$16.44M · min. income ≈ HK$159,332/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,164,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,398
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$85,635
−HK$2,269/mo
Today · 4.125%
HK$87,904
baseline
▲ 0.50% · 4.625%
HK$92,537
+HK$4,633/mo
Deposit HK$10.96M · loan HK$16.44M · min. income ≈ HK$175,808/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,164,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,459
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$90,180
−HK$2,764/mo
Today · 4.125%
HK$92,944
baseline
▲ 0.50% · 4.625%
HK$98,599
+HK$5,655/mo
Deposit HK$8.22M · loan HK$19.18M · min. income ≈ HK$185,888/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,164,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,298
−HK$5,256/mo
▼ 0.25% · 3.875%
HK$99,907
−HK$2,647/mo
Today · 4.125%
HK$102,554
baseline
▲ 0.50% · 4.625%
HK$107,960
+HK$5,406/mo
Deposit HK$8.22M · loan HK$19.18M · min. income ≈ HK$205,108/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,164,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,448
−HK$7,051/mo
▼ 0.25% · 3.875%
HK$115,945
−HK$3,554/mo
Today · 4.125%
HK$119,499
baseline
▲ 0.50% · 4.625%
HK$126,770
+HK$7,271/mo
Deposit HK$2.74M · loan HK$24.66M · min. income ≈ HK$238,998/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,164,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,097
−HK$6,758/mo
▼ 0.25% · 3.875%
HK$128,452
−HK$3,403/mo
Today · 4.125%
HK$131,855
baseline
▲ 0.50% · 4.625%
HK$138,806
+HK$6,951/mo
Deposit HK$2.74M · loan HK$24.66M · min. income ≈ HK$263,710/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,164,349 · Scale 2, in force from 26 Feb 2026)