LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,477
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,420
−HK$1,974/mo
Today · 4.125%
HK$66,394
baseline
▲ 0.50% · 4.625%
HK$70,434
+HK$4,040/mo
Deposit HK$13.70M · loan HK$13.70M · min. income ≈ HK$132,788/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,164,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,505
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,369
−HK$1,891/mo
Today · 4.125%
HK$73,260
baseline
▲ 0.50% · 4.625%
HK$77,121
+HK$3,861/mo
Deposit HK$13.70M · loan HK$13.70M · min. income ≈ HK$146,520/mo (50% DSR)
Upfront cash ≈ HK$14.86M (deposit + AVD stamp duty HK$1,164,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,972
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$77,304
−HK$2,369/mo
Today · 4.125%
HK$79,673
baseline
▲ 0.50% · 4.625%
HK$84,521
+HK$4,848/mo
Deposit HK$10.96M · loan HK$16.44M · min. income ≈ HK$159,346/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,164,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,405
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,642
−HK$2,270/mo
Today · 4.125%
HK$87,912
baseline
▲ 0.50% · 4.625%
HK$92,546
+HK$4,634/mo
Deposit HK$10.96M · loan HK$16.44M · min. income ≈ HK$175,824/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,164,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,467
−HK$5,485/mo
▼ 0.25% · 3.875%
HK$90,188
−HK$2,764/mo
Today · 4.125%
HK$92,952
baseline
▲ 0.50% · 4.625%
HK$98,608
+HK$5,656/mo
Deposit HK$8.22M · loan HK$19.18M · min. income ≈ HK$185,904/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,164,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,306
−HK$5,258/mo
▼ 0.25% · 3.875%
HK$99,916
−HK$2,648/mo
Today · 4.125%
HK$102,564
baseline
▲ 0.50% · 4.625%
HK$107,970
+HK$5,406/mo
Deposit HK$8.22M · loan HK$19.18M · min. income ≈ HK$205,128/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$1,164,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,458
−HK$7,052/mo
▼ 0.25% · 3.875%
HK$115,956
−HK$3,554/mo
Today · 4.125%
HK$119,510
baseline
▲ 0.50% · 4.625%
HK$126,782
+HK$7,272/mo
Deposit HK$2.74M · loan HK$24.66M · min. income ≈ HK$239,020/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,164,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,108
−HK$6,759/mo
▼ 0.25% · 3.875%
HK$128,464
−HK$3,403/mo
Today · 4.125%
HK$131,867
baseline
▲ 0.50% · 4.625%
HK$138,818
+HK$6,951/mo
Deposit HK$2.74M · loan HK$24.66M · min. income ≈ HK$263,734/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$1,164,455 · Scale 2, in force from 26 Feb 2026)