LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,493
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,437
−HK$1,975/mo
Today · 4.125%
HK$66,412
baseline
▲ 0.50% · 4.625%
HK$70,453
+HK$4,041/mo
Deposit HK$13.70M · loan HK$13.70M · min. income ≈ HK$132,824/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,164,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,523
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$71,387
−HK$1,892/mo
Today · 4.125%
HK$73,279
baseline
▲ 0.50% · 4.625%
HK$77,141
+HK$3,862/mo
Deposit HK$13.70M · loan HK$13.70M · min. income ≈ HK$146,558/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,164,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,991
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$77,324
−HK$2,370/mo
Today · 4.125%
HK$79,694
baseline
▲ 0.50% · 4.625%
HK$84,543
+HK$4,849/mo
Deposit HK$10.96M · loan HK$16.44M · min. income ≈ HK$159,388/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,164,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,427
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,665
−HK$2,269/mo
Today · 4.125%
HK$87,934
baseline
▲ 0.50% · 4.625%
HK$92,570
+HK$4,636/mo
Deposit HK$10.96M · loan HK$16.44M · min. income ≈ HK$175,868/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,164,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,490
−HK$5,486/mo
▼ 0.25% · 3.875%
HK$90,211
−HK$2,765/mo
Today · 4.125%
HK$92,976
baseline
▲ 0.50% · 4.625%
HK$98,634
+HK$5,658/mo
Deposit HK$8.22M · loan HK$19.18M · min. income ≈ HK$185,952/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$1,164,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,332
−HK$5,258/mo
▼ 0.25% · 3.875%
HK$99,942
−HK$2,648/mo
Today · 4.125%
HK$102,590
baseline
▲ 0.50% · 4.625%
HK$107,998
+HK$5,408/mo
Deposit HK$8.22M · loan HK$19.18M · min. income ≈ HK$205,180/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$1,164,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,487
−HK$7,054/mo
▼ 0.25% · 3.875%
HK$115,986
−HK$3,555/mo
Today · 4.125%
HK$119,541
baseline
▲ 0.50% · 4.625%
HK$126,815
+HK$7,274/mo
Deposit HK$2.74M · loan HK$24.67M · min. income ≈ HK$239,082/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,164,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,141
−HK$6,761/mo
▼ 0.25% · 3.875%
HK$128,497
−HK$3,405/mo
Today · 4.125%
HK$131,902
baseline
▲ 0.50% · 4.625%
HK$138,854
+HK$6,952/mo
Deposit HK$2.74M · loan HK$24.67M · min. income ≈ HK$263,804/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,164,757 · Scale 2, in force from 26 Feb 2026)