LTV · monthly repayment
▼ 0.50% · 3.625%
HK$625,023
−HK$39,195/mo
▼ 0.25% · 3.875%
HK$644,465
−HK$19,753/mo
Today · 4.125%
HK$664,218
baseline
▲ 0.50% · 4.625%
HK$704,634
+HK$40,416/mo
Deposit HK$137.05M · loan HK$137.05M · min. income ≈ HK$1,328,436/mo (50% DSR)
Upfront cash ≈ HK$154.87M (deposit + AVD stamp duty HK$17,816,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$695,332
−HK$37,567/mo
▼ 0.25% · 3.875%
HK$713,980
−HK$18,919/mo
Today · 4.125%
HK$732,899
baseline
▲ 0.50% · 4.625%
HK$771,531
+HK$38,632/mo
Deposit HK$137.05M · loan HK$137.05M · min. income ≈ HK$1,465,798/mo (50% DSR)
Upfront cash ≈ HK$154.87M (deposit + AVD stamp duty HK$17,816,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$750,028
−HK$47,033/mo
▼ 0.25% · 3.875%
HK$773,358
−HK$23,703/mo
Today · 4.125%
HK$797,061
baseline
▲ 0.50% · 4.625%
HK$845,560
+HK$48,499/mo
Deposit HK$109.64M · loan HK$164.46M · min. income ≈ HK$1,594,122/mo (50% DSR)
Upfront cash ≈ HK$127.46M (deposit + AVD stamp duty HK$17,816,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$834,398
−HK$45,080/mo
▼ 0.25% · 3.875%
HK$856,776
−HK$22,702/mo
Today · 4.125%
HK$879,478
baseline
▲ 0.50% · 4.625%
HK$925,837
+HK$46,359/mo
Deposit HK$109.64M · loan HK$164.46M · min. income ≈ HK$1,758,956/mo (50% DSR)
Upfront cash ≈ HK$127.46M (deposit + AVD stamp duty HK$17,816,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$875,032
−HK$54,873/mo
▼ 0.25% · 3.875%
HK$902,251
−HK$27,654/mo
Today · 4.125%
HK$929,905
baseline
▲ 0.50% · 4.625%
HK$986,487
+HK$56,582/mo
Deposit HK$82.23M · loan HK$191.87M · min. income ≈ HK$1,859,810/mo (50% DSR)
Upfront cash ≈ HK$100.05M (deposit + AVD stamp duty HK$17,816,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$973,465
−HK$52,593/mo
▼ 0.25% · 3.875%
HK$999,573
−HK$26,485/mo
Today · 4.125%
HK$1,026,058
baseline
▲ 0.50% · 4.625%
HK$1,080,143
+HK$54,085/mo
Deposit HK$82.23M · loan HK$191.87M · min. income ≈ HK$2,052,116/mo (50% DSR)
Upfront cash ≈ HK$100.05M (deposit + AVD stamp duty HK$17,816,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,125,042
−HK$70,550/mo
▼ 0.25% · 3.875%
HK$1,160,037
−HK$35,555/mo
Today · 4.125%
HK$1,195,592
baseline
▲ 0.50% · 4.625%
HK$1,268,341
+HK$72,749/mo
Deposit HK$27.41M · loan HK$246.69M · min. income ≈ HK$2,391,184/mo (50% DSR)
Upfront cash ≈ HK$45.23M (deposit + AVD stamp duty HK$17,816,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,251,597
−HK$67,620/mo
▼ 0.25% · 3.875%
HK$1,285,165
−HK$34,052/mo
Today · 4.125%
HK$1,319,217
baseline
▲ 0.50% · 4.625%
HK$1,388,755
+HK$69,538/mo
Deposit HK$27.41M · loan HK$246.69M · min. income ≈ HK$2,638,434/mo (50% DSR)
Upfront cash ≈ HK$45.23M (deposit + AVD stamp duty HK$17,816,638 · Scale 2, in force from 26 Feb 2026)