LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,510
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$64,454
−HK$1,976/mo
Today · 4.125%
HK$66,430
baseline
▲ 0.50% · 4.625%
HK$70,472
+HK$4,042/mo
Deposit HK$13.71M · loan HK$13.71M · min. income ≈ HK$132,860/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,165,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,542
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,407
−HK$1,892/mo
Today · 4.125%
HK$73,299
baseline
▲ 0.50% · 4.625%
HK$77,162
+HK$3,863/mo
Deposit HK$13.71M · loan HK$13.71M · min. income ≈ HK$146,598/mo (50% DSR)
Upfront cash ≈ HK$14.87M (deposit + AVD stamp duty HK$1,165,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,012
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$77,345
−HK$2,371/mo
Today · 4.125%
HK$79,716
baseline
▲ 0.50% · 4.625%
HK$84,566
+HK$4,850/mo
Deposit HK$10.97M · loan HK$16.45M · min. income ≈ HK$159,432/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,165,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,450
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$85,688
−HK$2,270/mo
Today · 4.125%
HK$87,958
baseline
▲ 0.50% · 4.625%
HK$92,595
+HK$4,637/mo
Deposit HK$10.97M · loan HK$16.45M · min. income ≈ HK$175,916/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,165,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,514
−HK$5,488/mo
▼ 0.25% · 3.875%
HK$90,236
−HK$2,766/mo
Today · 4.125%
HK$93,002
baseline
▲ 0.50% · 4.625%
HK$98,661
+HK$5,659/mo
Deposit HK$8.22M · loan HK$19.19M · min. income ≈ HK$186,004/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$1,165,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,358
−HK$5,260/mo
▼ 0.25% · 3.875%
HK$99,969
−HK$2,649/mo
Today · 4.125%
HK$102,618
baseline
▲ 0.50% · 4.625%
HK$108,027
+HK$5,409/mo
Deposit HK$8.22M · loan HK$19.19M · min. income ≈ HK$205,236/mo (50% DSR)
Upfront cash ≈ HK$9.39M (deposit + AVD stamp duty HK$1,165,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,518
−HK$7,056/mo
▼ 0.25% · 3.875%
HK$116,018
−HK$3,556/mo
Today · 4.125%
HK$119,574
baseline
▲ 0.50% · 4.625%
HK$126,849
+HK$7,275/mo
Deposit HK$2.74M · loan HK$24.67M · min. income ≈ HK$239,148/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,165,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,175
−HK$6,763/mo
▼ 0.25% · 3.875%
HK$128,532
−HK$3,406/mo
Today · 4.125%
HK$131,938
baseline
▲ 0.50% · 4.625%
HK$138,892
+HK$6,954/mo
Deposit HK$2.74M · loan HK$24.67M · min. income ≈ HK$263,876/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,165,075 · Scale 2, in force from 26 Feb 2026)