LTV · monthly repayment
▼ 0.50% · 3.625%
HK$625,141
−HK$39,202/mo
▼ 0.25% · 3.875%
HK$644,586
−HK$19,757/mo
Today · 4.125%
HK$664,343
baseline
▲ 0.50% · 4.625%
HK$704,767
+HK$40,424/mo
Deposit HK$137.08M · loan HK$137.08M · min. income ≈ HK$1,328,686/mo (50% DSR)
Upfront cash ≈ HK$154.90M (deposit + AVD stamp duty HK$17,819,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$695,463
−HK$37,574/mo
▼ 0.25% · 3.875%
HK$714,115
−HK$18,922/mo
Today · 4.125%
HK$733,037
baseline
▲ 0.50% · 4.625%
HK$771,676
+HK$38,639/mo
Deposit HK$137.08M · loan HK$137.08M · min. income ≈ HK$1,466,074/mo (50% DSR)
Upfront cash ≈ HK$154.90M (deposit + AVD stamp duty HK$17,819,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$750,169
−HK$47,042/mo
▼ 0.25% · 3.875%
HK$773,504
−HK$23,707/mo
Today · 4.125%
HK$797,211
baseline
▲ 0.50% · 4.625%
HK$845,720
+HK$48,509/mo
Deposit HK$109.66M · loan HK$164.49M · min. income ≈ HK$1,594,422/mo (50% DSR)
Upfront cash ≈ HK$127.48M (deposit + AVD stamp duty HK$17,819,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$834,556
−HK$45,088/mo
▼ 0.25% · 3.875%
HK$856,938
−HK$22,706/mo
Today · 4.125%
HK$879,644
baseline
▲ 0.50% · 4.625%
HK$926,011
+HK$46,367/mo
Deposit HK$109.66M · loan HK$164.49M · min. income ≈ HK$1,759,288/mo (50% DSR)
Upfront cash ≈ HK$127.48M (deposit + AVD stamp duty HK$17,819,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$875,197
−HK$54,883/mo
▼ 0.25% · 3.875%
HK$902,421
−HK$27,659/mo
Today · 4.125%
HK$930,080
baseline
▲ 0.50% · 4.625%
HK$986,673
+HK$56,593/mo
Deposit HK$82.25M · loan HK$191.91M · min. income ≈ HK$1,860,160/mo (50% DSR)
Upfront cash ≈ HK$100.07M (deposit + AVD stamp duty HK$17,819,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$973,648
−HK$52,603/mo
▼ 0.25% · 3.875%
HK$999,761
−HK$26,490/mo
Today · 4.125%
HK$1,026,251
baseline
▲ 0.50% · 4.625%
HK$1,080,347
+HK$54,096/mo
Deposit HK$82.25M · loan HK$191.91M · min. income ≈ HK$2,052,502/mo (50% DSR)
Upfront cash ≈ HK$100.07M (deposit + AVD stamp duty HK$17,819,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,125,254
−HK$70,563/mo
▼ 0.25% · 3.875%
HK$1,160,256
−HK$35,561/mo
Today · 4.125%
HK$1,195,817
baseline
▲ 0.50% · 4.625%
HK$1,268,580
+HK$72,763/mo
Deposit HK$27.42M · loan HK$246.74M · min. income ≈ HK$2,391,634/mo (50% DSR)
Upfront cash ≈ HK$45.24M (deposit + AVD stamp duty HK$17,819,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,251,834
−HK$67,632/mo
▼ 0.25% · 3.875%
HK$1,285,407
−HK$34,059/mo
Today · 4.125%
HK$1,319,466
baseline
▲ 0.50% · 4.625%
HK$1,389,017
+HK$69,551/mo
Deposit HK$27.42M · loan HK$246.74M · min. income ≈ HK$2,638,932/mo (50% DSR)
Upfront cash ≈ HK$45.24M (deposit + AVD stamp duty HK$17,819,998 · Scale 2, in force from 26 Feb 2026)