LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,561
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,507
−HK$1,977/mo
Today · 4.125%
HK$66,484
baseline
▲ 0.50% · 4.625%
HK$70,530
+HK$4,046/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$132,968/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,166,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,599
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,465
−HK$1,894/mo
Today · 4.125%
HK$73,359
baseline
▲ 0.50% · 4.625%
HK$77,226
+HK$3,867/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$146,718/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,166,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,073
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,409
−HK$2,372/mo
Today · 4.125%
HK$79,781
baseline
▲ 0.50% · 4.625%
HK$84,636
+HK$4,855/mo
Deposit HK$10.97M · loan HK$16.46M · min. income ≈ HK$159,562/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,166,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,518
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,758
−HK$2,273/mo
Today · 4.125%
HK$88,031
baseline
▲ 0.50% · 4.625%
HK$92,671
+HK$4,640/mo
Deposit HK$10.97M · loan HK$16.46M · min. income ≈ HK$176,062/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,166,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,586
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$90,310
−HK$2,768/mo
Today · 4.125%
HK$93,078
baseline
▲ 0.50% · 4.625%
HK$98,741
+HK$5,663/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$186,156/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,438
−HK$5,264/mo
▼ 0.25% · 3.875%
HK$100,051
−HK$2,651/mo
Today · 4.125%
HK$102,702
baseline
▲ 0.50% · 4.625%
HK$108,116
+HK$5,414/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$205,404/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,610
−HK$7,062/mo
▼ 0.25% · 3.875%
HK$116,113
−HK$3,559/mo
Today · 4.125%
HK$119,672
baseline
▲ 0.50% · 4.625%
HK$126,953
+HK$7,281/mo
Deposit HK$2.74M · loan HK$24.69M · min. income ≈ HK$239,344/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,277
−HK$6,769/mo
▼ 0.25% · 3.875%
HK$128,637
−HK$3,409/mo
Today · 4.125%
HK$132,046
baseline
▲ 0.50% · 4.625%
HK$139,006
+HK$6,960/mo
Deposit HK$2.74M · loan HK$24.69M · min. income ≈ HK$264,092/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,030 · Scale 2, in force from 26 Feb 2026)