LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,562
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,508
−HK$1,977/mo
Today · 4.125%
HK$66,485
baseline
▲ 0.50% · 4.625%
HK$70,531
+HK$4,046/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$132,970/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,166,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,600
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,466
−HK$1,894/mo
Today · 4.125%
HK$73,360
baseline
▲ 0.50% · 4.625%
HK$77,227
+HK$3,867/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$146,720/mo (50% DSR)
Upfront cash ≈ HK$14.88M (deposit + AVD stamp duty HK$1,166,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,074
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,410
−HK$2,372/mo
Today · 4.125%
HK$79,782
baseline
▲ 0.50% · 4.625%
HK$84,637
+HK$4,855/mo
Deposit HK$10.97M · loan HK$16.46M · min. income ≈ HK$159,564/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,166,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,520
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,760
−HK$2,272/mo
Today · 4.125%
HK$88,032
baseline
▲ 0.50% · 4.625%
HK$92,672
+HK$4,640/mo
Deposit HK$10.97M · loan HK$16.46M · min. income ≈ HK$176,064/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,166,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,587
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$90,311
−HK$2,768/mo
Today · 4.125%
HK$93,079
baseline
▲ 0.50% · 4.625%
HK$98,743
+HK$5,664/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$186,158/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,439
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$100,053
−HK$2,651/mo
Today · 4.125%
HK$102,704
baseline
▲ 0.50% · 4.625%
HK$108,117
+HK$5,413/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$205,408/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,612
−HK$7,061/mo
▼ 0.25% · 3.875%
HK$116,115
−HK$3,558/mo
Today · 4.125%
HK$119,673
baseline
▲ 0.50% · 4.625%
HK$126,955
+HK$7,282/mo
Deposit HK$2.74M · loan HK$24.69M · min. income ≈ HK$239,346/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,279
−HK$6,769/mo
▼ 0.25% · 3.875%
HK$128,639
−HK$3,409/mo
Today · 4.125%
HK$132,048
baseline
▲ 0.50% · 4.625%
HK$139,008
+HK$6,960/mo
Deposit HK$2.74M · loan HK$24.69M · min. income ≈ HK$264,096/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,047 · Scale 2, in force from 26 Feb 2026)