LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,567
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,513
−HK$1,977/mo
Today · 4.125%
HK$66,490
baseline
▲ 0.50% · 4.625%
HK$70,536
+HK$4,046/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$132,980/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,605
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,472
−HK$1,894/mo
Today · 4.125%
HK$73,366
baseline
▲ 0.50% · 4.625%
HK$77,233
+HK$3,867/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$146,732/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,080
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,416
−HK$2,372/mo
Today · 4.125%
HK$79,788
baseline
▲ 0.50% · 4.625%
HK$84,643
+HK$4,855/mo
Deposit HK$10.98M · loan HK$16.46M · min. income ≈ HK$159,576/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,166,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,526
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,766
−HK$2,273/mo
Today · 4.125%
HK$88,039
baseline
▲ 0.50% · 4.625%
HK$92,679
+HK$4,640/mo
Deposit HK$10.98M · loan HK$16.46M · min. income ≈ HK$176,078/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,166,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,594
−HK$5,492/mo
▼ 0.25% · 3.875%
HK$90,318
−HK$2,768/mo
Today · 4.125%
HK$93,086
baseline
▲ 0.50% · 4.625%
HK$98,751
+HK$5,665/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$186,172/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,447
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$100,060
−HK$2,652/mo
Today · 4.125%
HK$102,712
baseline
▲ 0.50% · 4.625%
HK$108,126
+HK$5,414/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$205,424/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,620
−HK$7,063/mo
▼ 0.25% · 3.875%
HK$116,123
−HK$3,560/mo
Today · 4.125%
HK$119,683
baseline
▲ 0.50% · 4.625%
HK$126,965
+HK$7,282/mo
Deposit HK$2.74M · loan HK$24.69M · min. income ≈ HK$239,366/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,289
−HK$6,769/mo
▼ 0.25% · 3.875%
HK$128,649
−HK$3,409/mo
Today · 4.125%
HK$132,058
baseline
▲ 0.50% · 4.625%
HK$139,019
+HK$6,961/mo
Deposit HK$2.74M · loan HK$24.69M · min. income ≈ HK$264,116/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,137 · Scale 2, in force from 26 Feb 2026)