LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,570
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,517
−HK$1,977/mo
Today · 4.125%
HK$66,494
baseline
▲ 0.50% · 4.625%
HK$70,540
+HK$4,046/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$132,988/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,609
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,476
−HK$1,894/mo
Today · 4.125%
HK$73,370
baseline
▲ 0.50% · 4.625%
HK$77,237
+HK$3,867/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$146,740/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,084
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,420
−HK$2,373/mo
Today · 4.125%
HK$79,793
baseline
▲ 0.50% · 4.625%
HK$84,648
+HK$4,855/mo
Deposit HK$10.98M · loan HK$16.46M · min. income ≈ HK$159,586/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,166,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,531
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,771
−HK$2,273/mo
Today · 4.125%
HK$88,044
baseline
▲ 0.50% · 4.625%
HK$92,685
+HK$4,641/mo
Deposit HK$10.98M · loan HK$16.46M · min. income ≈ HK$176,088/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,166,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,599
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$90,323
−HK$2,769/mo
Today · 4.125%
HK$93,092
baseline
▲ 0.50% · 4.625%
HK$98,756
+HK$5,664/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$186,184/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,453
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$100,066
−HK$2,652/mo
Today · 4.125%
HK$102,718
baseline
▲ 0.50% · 4.625%
HK$108,132
+HK$5,414/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$205,436/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,627
−HK$7,062/mo
▼ 0.25% · 3.875%
HK$116,130
−HK$3,559/mo
Today · 4.125%
HK$119,689
baseline
▲ 0.50% · 4.625%
HK$126,972
+HK$7,283/mo
Deposit HK$2.74M · loan HK$24.70M · min. income ≈ HK$239,378/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,296
−HK$6,769/mo
▼ 0.25% · 3.875%
HK$128,656
−HK$3,409/mo
Today · 4.125%
HK$132,065
baseline
▲ 0.50% · 4.625%
HK$139,027
+HK$6,962/mo
Deposit HK$2.74M · loan HK$24.70M · min. income ≈ HK$264,130/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,204 · Scale 2, in force from 26 Feb 2026)