LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,578
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,524
−HK$1,978/mo
Today · 4.125%
HK$66,502
baseline
▲ 0.50% · 4.625%
HK$70,548
+HK$4,046/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$133,004/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,617
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,484
−HK$1,894/mo
Today · 4.125%
HK$73,378
baseline
▲ 0.50% · 4.625%
HK$77,246
+HK$3,868/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$146,756/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,093
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,429
−HK$2,373/mo
Today · 4.125%
HK$79,802
baseline
▲ 0.50% · 4.625%
HK$84,658
+HK$4,856/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$159,604/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,166,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,540
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,781
−HK$2,273/mo
Today · 4.125%
HK$88,054
baseline
▲ 0.50% · 4.625%
HK$92,695
+HK$4,641/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$176,108/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,166,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,609
−HK$5,493/mo
▼ 0.25% · 3.875%
HK$90,334
−HK$2,768/mo
Today · 4.125%
HK$93,102
baseline
▲ 0.50% · 4.625%
HK$98,767
+HK$5,665/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$186,204/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,464
−HK$5,265/mo
▼ 0.25% · 3.875%
HK$100,078
−HK$2,651/mo
Today · 4.125%
HK$102,729
baseline
▲ 0.50% · 4.625%
HK$108,144
+HK$5,415/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$205,458/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,640
−HK$7,063/mo
▼ 0.25% · 3.875%
HK$116,143
−HK$3,560/mo
Today · 4.125%
HK$119,703
baseline
▲ 0.50% · 4.625%
HK$126,987
+HK$7,284/mo
Deposit HK$2.74M · loan HK$24.70M · min. income ≈ HK$239,406/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,310
−HK$6,770/mo
▼ 0.25% · 3.875%
HK$128,671
−HK$3,409/mo
Today · 4.125%
HK$132,080
baseline
▲ 0.50% · 4.625%
HK$139,043
+HK$6,963/mo
Deposit HK$2.74M · loan HK$24.70M · min. income ≈ HK$264,160/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,336 · Scale 2, in force from 26 Feb 2026)