LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,580
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,526
−HK$1,978/mo
Today · 4.125%
HK$66,504
baseline
▲ 0.50% · 4.625%
HK$70,551
+HK$4,047/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$133,008/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,619
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,486
−HK$1,895/mo
Today · 4.125%
HK$73,381
baseline
▲ 0.50% · 4.625%
HK$77,249
+HK$3,868/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$146,762/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,096
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,431
−HK$2,374/mo
Today · 4.125%
HK$79,805
baseline
▲ 0.50% · 4.625%
HK$84,661
+HK$4,856/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$159,610/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,166,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,543
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,784
−HK$2,273/mo
Today · 4.125%
HK$88,057
baseline
▲ 0.50% · 4.625%
HK$92,698
+HK$4,641/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$176,114/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,166,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,612
−HK$5,494/mo
▼ 0.25% · 3.875%
HK$90,337
−HK$2,769/mo
Today · 4.125%
HK$93,106
baseline
▲ 0.50% · 4.625%
HK$98,771
+HK$5,665/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$186,212/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,467
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$100,081
−HK$2,652/mo
Today · 4.125%
HK$102,733
baseline
▲ 0.50% · 4.625%
HK$108,148
+HK$5,415/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$205,466/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,643
−HK$7,064/mo
▼ 0.25% · 3.875%
HK$116,147
−HK$3,560/mo
Today · 4.125%
HK$119,707
baseline
▲ 0.50% · 4.625%
HK$126,991
+HK$7,284/mo
Deposit HK$2.74M · loan HK$24.70M · min. income ≈ HK$239,414/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,315
−HK$6,770/mo
▼ 0.25% · 3.875%
HK$128,675
−HK$3,410/mo
Today · 4.125%
HK$132,085
baseline
▲ 0.50% · 4.625%
HK$139,047
+HK$6,962/mo
Deposit HK$2.74M · loan HK$24.70M · min. income ≈ HK$264,170/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,376 · Scale 2, in force from 26 Feb 2026)