LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,581
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,527
−HK$1,978/mo
Today · 4.125%
HK$66,505
baseline
▲ 0.50% · 4.625%
HK$70,552
+HK$4,047/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$133,010/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,621
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,488
−HK$1,894/mo
Today · 4.125%
HK$73,382
baseline
▲ 0.50% · 4.625%
HK$77,250
+HK$3,868/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$146,764/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,097
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,433
−HK$2,373/mo
Today · 4.125%
HK$79,806
baseline
▲ 0.50% · 4.625%
HK$84,662
+HK$4,856/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$159,612/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,166,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,545
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,785
−HK$2,273/mo
Today · 4.125%
HK$88,058
baseline
▲ 0.50% · 4.625%
HK$92,700
+HK$4,642/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$176,116/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,166,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,613
−HK$5,494/mo
▼ 0.25% · 3.875%
HK$90,338
−HK$2,769/mo
Today · 4.125%
HK$93,107
baseline
▲ 0.50% · 4.625%
HK$98,773
+HK$5,666/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$186,214/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,469
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$100,083
−HK$2,652/mo
Today · 4.125%
HK$102,735
baseline
▲ 0.50% · 4.625%
HK$108,150
+HK$5,415/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$205,470/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,645
−HK$7,064/mo
▼ 0.25% · 3.875%
HK$116,149
−HK$3,560/mo
Today · 4.125%
HK$119,709
baseline
▲ 0.50% · 4.625%
HK$126,993
+HK$7,284/mo
Deposit HK$2.74M · loan HK$24.70M · min. income ≈ HK$239,418/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,317
−HK$6,770/mo
▼ 0.25% · 3.875%
HK$128,678
−HK$3,409/mo
Today · 4.125%
HK$132,087
baseline
▲ 0.50% · 4.625%
HK$139,050
+HK$6,963/mo
Deposit HK$2.74M · loan HK$24.70M · min. income ≈ HK$264,174/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,398 · Scale 2, in force from 26 Feb 2026)