LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,587
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,534
−HK$1,978/mo
Today · 4.125%
HK$66,512
baseline
▲ 0.50% · 4.625%
HK$70,559
+HK$4,047/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$133,024/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,628
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,495
−HK$1,895/mo
Today · 4.125%
HK$73,390
baseline
▲ 0.50% · 4.625%
HK$77,258
+HK$3,868/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$146,780/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,105
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$77,441
−HK$2,374/mo
Today · 4.125%
HK$79,815
baseline
▲ 0.50% · 4.625%
HK$84,671
+HK$4,856/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$159,630/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,166,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,553
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,794
−HK$2,273/mo
Today · 4.125%
HK$88,067
baseline
▲ 0.50% · 4.625%
HK$92,710
+HK$4,643/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$176,134/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,166,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,622
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$90,348
−HK$2,769/mo
Today · 4.125%
HK$93,117
baseline
▲ 0.50% · 4.625%
HK$98,783
+HK$5,666/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$186,234/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,479
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$100,093
−HK$2,652/mo
Today · 4.125%
HK$102,745
baseline
▲ 0.50% · 4.625%
HK$108,161
+HK$5,416/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$205,490/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,657
−HK$7,065/mo
▼ 0.25% · 3.875%
HK$116,162
−HK$3,560/mo
Today · 4.125%
HK$119,722
baseline
▲ 0.50% · 4.625%
HK$127,007
+HK$7,285/mo
Deposit HK$2.74M · loan HK$24.70M · min. income ≈ HK$239,444/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,330
−HK$6,771/mo
▼ 0.25% · 3.875%
HK$128,691
−HK$3,410/mo
Today · 4.125%
HK$132,101
baseline
▲ 0.50% · 4.625%
HK$139,064
+HK$6,963/mo
Deposit HK$2.74M · loan HK$24.70M · min. income ≈ HK$264,202/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,519 · Scale 2, in force from 26 Feb 2026)