LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,591
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,538
−HK$1,978/mo
Today · 4.125%
HK$66,516
baseline
▲ 0.50% · 4.625%
HK$70,563
+HK$4,047/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$133,032/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,632
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,499
−HK$1,895/mo
Today · 4.125%
HK$73,394
baseline
▲ 0.50% · 4.625%
HK$77,263
+HK$3,869/mo
Deposit HK$13.72M · loan HK$13.72M · min. income ≈ HK$146,788/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,109
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$77,446
−HK$2,373/mo
Today · 4.125%
HK$79,819
baseline
▲ 0.50% · 4.625%
HK$84,676
+HK$4,857/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$159,638/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,166,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,558
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$85,799
−HK$2,274/mo
Today · 4.125%
HK$88,073
baseline
▲ 0.50% · 4.625%
HK$92,715
+HK$4,642/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$176,146/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,166,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,627
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$90,353
−HK$2,769/mo
Today · 4.125%
HK$93,122
baseline
▲ 0.50% · 4.625%
HK$98,789
+HK$5,667/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$186,244/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,485
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$100,099
−HK$2,652/mo
Today · 4.125%
HK$102,751
baseline
▲ 0.50% · 4.625%
HK$108,168
+HK$5,417/mo
Deposit HK$8.23M · loan HK$19.21M · min. income ≈ HK$205,502/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,664
−HK$7,065/mo
▼ 0.25% · 3.875%
HK$116,168
−HK$3,561/mo
Today · 4.125%
HK$119,729
baseline
▲ 0.50% · 4.625%
HK$127,014
+HK$7,285/mo
Deposit HK$2.74M · loan HK$24.70M · min. income ≈ HK$239,458/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,337
−HK$6,772/mo
▼ 0.25% · 3.875%
HK$128,699
−HK$3,410/mo
Today · 4.125%
HK$132,109
baseline
▲ 0.50% · 4.625%
HK$139,073
+HK$6,964/mo
Deposit HK$2.74M · loan HK$24.70M · min. income ≈ HK$264,218/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,588 · Scale 2, in force from 26 Feb 2026)