LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,593
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,540
−HK$1,978/mo
Today · 4.125%
HK$66,518
baseline
▲ 0.50% · 4.625%
HK$70,566
+HK$4,048/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$133,036/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,634
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,502
−HK$1,895/mo
Today · 4.125%
HK$73,397
baseline
▲ 0.50% · 4.625%
HK$77,265
+HK$3,868/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$146,794/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,112
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$77,448
−HK$2,374/mo
Today · 4.125%
HK$79,822
baseline
▲ 0.50% · 4.625%
HK$84,679
+HK$4,857/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$159,644/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,166,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,561
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$85,802
−HK$2,274/mo
Today · 4.125%
HK$88,076
baseline
▲ 0.50% · 4.625%
HK$92,718
+HK$4,642/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$176,152/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,166,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,631
−HK$5,495/mo
▼ 0.25% · 3.875%
HK$90,356
−HK$2,770/mo
Today · 4.125%
HK$93,126
baseline
▲ 0.50% · 4.625%
HK$98,792
+HK$5,666/mo
Deposit HK$8.24M · loan HK$19.22M · min. income ≈ HK$186,252/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,488
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$100,103
−HK$2,652/mo
Today · 4.125%
HK$102,755
baseline
▲ 0.50% · 4.625%
HK$108,172
+HK$5,417/mo
Deposit HK$8.24M · loan HK$19.22M · min. income ≈ HK$205,510/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,668
−HK$7,065/mo
▼ 0.25% · 3.875%
HK$116,173
−HK$3,560/mo
Today · 4.125%
HK$119,733
baseline
▲ 0.50% · 4.625%
HK$127,019
+HK$7,286/mo
Deposit HK$2.75M · loan HK$24.71M · min. income ≈ HK$239,466/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,342
−HK$6,772/mo
▼ 0.25% · 3.875%
HK$128,704
−HK$3,410/mo
Today · 4.125%
HK$132,114
baseline
▲ 0.50% · 4.625%
HK$139,078
+HK$6,964/mo
Deposit HK$2.75M · loan HK$24.71M · min. income ≈ HK$264,228/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,631 · Scale 2, in force from 26 Feb 2026)