LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,596
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,543
−HK$1,978/mo
Today · 4.125%
HK$66,521
baseline
▲ 0.50% · 4.625%
HK$70,569
+HK$4,048/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$133,042/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,637
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,505
−HK$1,895/mo
Today · 4.125%
HK$73,400
baseline
▲ 0.50% · 4.625%
HK$77,269
+HK$3,869/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$146,800/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,115
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$77,452
−HK$2,373/mo
Today · 4.125%
HK$79,825
baseline
▲ 0.50% · 4.625%
HK$84,683
+HK$4,858/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$159,650/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,166,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,565
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,806
−HK$2,273/mo
Today · 4.125%
HK$88,079
baseline
▲ 0.50% · 4.625%
HK$92,722
+HK$4,643/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$176,158/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,166,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,634
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$90,360
−HK$2,770/mo
Today · 4.125%
HK$93,130
baseline
▲ 0.50% · 4.625%
HK$98,796
+HK$5,666/mo
Deposit HK$8.24M · loan HK$19.22M · min. income ≈ HK$186,260/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,492
−HK$5,267/mo
▼ 0.25% · 3.875%
HK$100,107
−HK$2,652/mo
Today · 4.125%
HK$102,759
baseline
▲ 0.50% · 4.625%
HK$108,176
+HK$5,417/mo
Deposit HK$8.24M · loan HK$19.22M · min. income ≈ HK$205,518/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,673
−HK$7,065/mo
▼ 0.25% · 3.875%
HK$116,177
−HK$3,561/mo
Today · 4.125%
HK$119,738
baseline
▲ 0.50% · 4.625%
HK$127,024
+HK$7,286/mo
Deposit HK$2.75M · loan HK$24.71M · min. income ≈ HK$239,476/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,347
−HK$6,772/mo
▼ 0.25% · 3.875%
HK$128,709
−HK$3,410/mo
Today · 4.125%
HK$132,119
baseline
▲ 0.50% · 4.625%
HK$139,083
+HK$6,964/mo
Deposit HK$2.75M · loan HK$24.71M · min. income ≈ HK$264,238/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,678 · Scale 2, in force from 26 Feb 2026)