LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,607
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,554
−HK$1,979/mo
Today · 4.125%
HK$66,533
baseline
▲ 0.50% · 4.625%
HK$70,581
+HK$4,048/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$133,066/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,650
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,518
−HK$1,895/mo
Today · 4.125%
HK$73,413
baseline
▲ 0.50% · 4.625%
HK$77,282
+HK$3,869/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$146,826/mo (50% DSR)
Upfront cash ≈ HK$14.89M (deposit + AVD stamp duty HK$1,166,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,128
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,465
−HK$2,375/mo
Today · 4.125%
HK$79,840
baseline
▲ 0.50% · 4.625%
HK$84,698
+HK$4,858/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$159,680/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,166,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,580
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$85,821
−HK$2,274/mo
Today · 4.125%
HK$88,095
baseline
▲ 0.50% · 4.625%
HK$92,739
+HK$4,644/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$176,190/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,166,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,650
−HK$5,496/mo
▼ 0.25% · 3.875%
HK$90,376
−HK$2,770/mo
Today · 4.125%
HK$93,146
baseline
▲ 0.50% · 4.625%
HK$98,814
+HK$5,668/mo
Deposit HK$8.24M · loan HK$19.22M · min. income ≈ HK$186,292/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,510
−HK$5,268/mo
▼ 0.25% · 3.875%
HK$100,125
−HK$2,653/mo
Today · 4.125%
HK$102,778
baseline
▲ 0.50% · 4.625%
HK$108,195
+HK$5,417/mo
Deposit HK$8.24M · loan HK$19.22M · min. income ≈ HK$205,556/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,693
−HK$7,067/mo
▼ 0.25% · 3.875%
HK$116,198
−HK$3,562/mo
Today · 4.125%
HK$119,760
baseline
▲ 0.50% · 4.625%
HK$127,047
+HK$7,287/mo
Deposit HK$2.75M · loan HK$24.71M · min. income ≈ HK$239,520/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,369
−HK$6,774/mo
▼ 0.25% · 3.875%
HK$128,732
−HK$3,411/mo
Today · 4.125%
HK$132,143
baseline
▲ 0.50% · 4.625%
HK$139,108
+HK$6,965/mo
Deposit HK$2.75M · loan HK$24.71M · min. income ≈ HK$264,286/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,887 · Scale 2, in force from 26 Feb 2026)