LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,612
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,560
−HK$1,978/mo
Today · 4.125%
HK$66,538
baseline
▲ 0.50% · 4.625%
HK$70,587
+HK$4,049/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$133,076/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,166,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,655
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,523
−HK$1,895/mo
Today · 4.125%
HK$73,418
baseline
▲ 0.50% · 4.625%
HK$77,288
+HK$3,870/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$146,836/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,166,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,134
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,472
−HK$2,374/mo
Today · 4.125%
HK$79,846
baseline
▲ 0.50% · 4.625%
HK$84,704
+HK$4,858/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$159,692/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,166,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,586
−HK$4,516/mo
▼ 0.25% · 3.875%
HK$85,828
−HK$2,274/mo
Today · 4.125%
HK$88,102
baseline
▲ 0.50% · 4.625%
HK$92,746
+HK$4,644/mo
Deposit HK$10.98M · loan HK$16.47M · min. income ≈ HK$176,204/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,166,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,657
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$90,383
−HK$2,771/mo
Today · 4.125%
HK$93,154
baseline
▲ 0.50% · 4.625%
HK$98,822
+HK$5,668/mo
Deposit HK$8.24M · loan HK$19.22M · min. income ≈ HK$186,308/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,517
−HK$5,269/mo
▼ 0.25% · 3.875%
HK$100,133
−HK$2,653/mo
Today · 4.125%
HK$102,786
baseline
▲ 0.50% · 4.625%
HK$108,204
+HK$5,418/mo
Deposit HK$8.24M · loan HK$19.22M · min. income ≈ HK$205,572/mo (50% DSR)
Upfront cash ≈ HK$9.40M (deposit + AVD stamp duty HK$1,166,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,702
−HK$7,067/mo
▼ 0.25% · 3.875%
HK$116,207
−HK$3,562/mo
Today · 4.125%
HK$119,769
baseline
▲ 0.50% · 4.625%
HK$127,057
+HK$7,288/mo
Deposit HK$2.75M · loan HK$24.71M · min. income ≈ HK$239,538/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,379
−HK$6,774/mo
▼ 0.25% · 3.875%
HK$128,742
−HK$3,411/mo
Today · 4.125%
HK$132,153
baseline
▲ 0.50% · 4.625%
HK$139,119
+HK$6,966/mo
Deposit HK$2.75M · loan HK$24.71M · min. income ≈ HK$264,306/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,166,979 · Scale 2, in force from 26 Feb 2026)