LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,622
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,570
−HK$1,979/mo
Today · 4.125%
HK$66,549
baseline
▲ 0.50% · 4.625%
HK$70,599
+HK$4,050/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$133,098/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,667
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,535
−HK$1,896/mo
Today · 4.125%
HK$73,431
baseline
▲ 0.50% · 4.625%
HK$77,301
+HK$3,870/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$146,862/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,147
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,484
−HK$2,375/mo
Today · 4.125%
HK$79,859
baseline
▲ 0.50% · 4.625%
HK$84,719
+HK$4,860/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$159,718/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,167,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,600
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,842
−HK$2,275/mo
Today · 4.125%
HK$88,117
baseline
▲ 0.50% · 4.625%
HK$92,762
+HK$4,645/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$176,234/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,167,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,671
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$90,398
−HK$2,771/mo
Today · 4.125%
HK$93,169
baseline
▲ 0.50% · 4.625%
HK$98,838
+HK$5,669/mo
Deposit HK$8.24M · loan HK$19.22M · min. income ≈ HK$186,338/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,534
−HK$5,269/mo
▼ 0.25% · 3.875%
HK$100,149
−HK$2,654/mo
Today · 4.125%
HK$102,803
baseline
▲ 0.50% · 4.625%
HK$108,222
+HK$5,419/mo
Deposit HK$8.24M · loan HK$19.22M · min. income ≈ HK$205,606/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,720
−HK$7,069/mo
▼ 0.25% · 3.875%
HK$116,227
−HK$3,562/mo
Today · 4.125%
HK$119,789
baseline
▲ 0.50% · 4.625%
HK$127,078
+HK$7,289/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$239,578/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,400
−HK$6,775/mo
▼ 0.25% · 3.875%
HK$128,763
−HK$3,412/mo
Today · 4.125%
HK$132,175
baseline
▲ 0.50% · 4.625%
HK$139,142
+HK$6,967/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$264,350/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,173 · Scale 2, in force from 26 Feb 2026)