LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,623
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,571
−HK$1,979/mo
Today · 4.125%
HK$66,550
baseline
▲ 0.50% · 4.625%
HK$70,600
+HK$4,050/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$133,100/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,668
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,536
−HK$1,896/mo
Today · 4.125%
HK$73,432
baseline
▲ 0.50% · 4.625%
HK$77,302
+HK$3,870/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$146,864/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,148
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,485
−HK$2,375/mo
Today · 4.125%
HK$79,860
baseline
▲ 0.50% · 4.625%
HK$84,720
+HK$4,860/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$159,720/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,167,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,601
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,843
−HK$2,275/mo
Today · 4.125%
HK$88,118
baseline
▲ 0.50% · 4.625%
HK$92,763
+HK$4,645/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$176,236/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,167,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,673
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$90,400
−HK$2,770/mo
Today · 4.125%
HK$93,170
baseline
▲ 0.50% · 4.625%
HK$98,840
+HK$5,670/mo
Deposit HK$8.24M · loan HK$19.22M · min. income ≈ HK$186,340/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,535
−HK$5,269/mo
▼ 0.25% · 3.875%
HK$100,151
−HK$2,653/mo
Today · 4.125%
HK$102,804
baseline
▲ 0.50% · 4.625%
HK$108,223
+HK$5,419/mo
Deposit HK$8.24M · loan HK$19.22M · min. income ≈ HK$205,608/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,722
−HK$7,069/mo
▼ 0.25% · 3.875%
HK$116,228
−HK$3,563/mo
Today · 4.125%
HK$119,791
baseline
▲ 0.50% · 4.625%
HK$127,080
+HK$7,289/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$239,582/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,402
−HK$6,775/mo
▼ 0.25% · 3.875%
HK$128,765
−HK$3,412/mo
Today · 4.125%
HK$132,177
baseline
▲ 0.50% · 4.625%
HK$139,144
+HK$6,967/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$264,354/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,189 · Scale 2, in force from 26 Feb 2026)