LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,627
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,575
−HK$1,979/mo
Today · 4.125%
HK$66,554
baseline
▲ 0.50% · 4.625%
HK$70,604
+HK$4,050/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$133,108/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,672
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,540
−HK$1,896/mo
Today · 4.125%
HK$73,436
baseline
▲ 0.50% · 4.625%
HK$77,307
+HK$3,871/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$146,872/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,152
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,490
−HK$2,375/mo
Today · 4.125%
HK$79,865
baseline
▲ 0.50% · 4.625%
HK$84,725
+HK$4,860/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$159,730/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,167,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,606
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,848
−HK$2,275/mo
Today · 4.125%
HK$88,123
baseline
▲ 0.50% · 4.625%
HK$92,768
+HK$4,645/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$176,246/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,167,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,678
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$90,405
−HK$2,771/mo
Today · 4.125%
HK$93,176
baseline
▲ 0.50% · 4.625%
HK$98,845
+HK$5,669/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$186,352/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,541
−HK$5,269/mo
▼ 0.25% · 3.875%
HK$100,157
−HK$2,653/mo
Today · 4.125%
HK$102,810
baseline
▲ 0.50% · 4.625%
HK$108,230
+HK$5,420/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$205,620/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,728
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$116,235
−HK$3,563/mo
Today · 4.125%
HK$119,798
baseline
▲ 0.50% · 4.625%
HK$127,087
+HK$7,289/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$239,596/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,409
−HK$6,776/mo
▼ 0.25% · 3.875%
HK$128,773
−HK$3,412/mo
Today · 4.125%
HK$132,185
baseline
▲ 0.50% · 4.625%
HK$139,152
+HK$6,967/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$264,370/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,257 · Scale 2, in force from 26 Feb 2026)