LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,631
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,579
−HK$1,979/mo
Today · 4.125%
HK$66,558
baseline
▲ 0.50% · 4.625%
HK$70,608
+HK$4,050/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$133,116/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,676
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,545
−HK$1,896/mo
Today · 4.125%
HK$73,441
baseline
▲ 0.50% · 4.625%
HK$77,312
+HK$3,871/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$146,882/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,157
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,495
−HK$2,375/mo
Today · 4.125%
HK$79,870
baseline
▲ 0.50% · 4.625%
HK$84,730
+HK$4,860/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$159,740/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,167,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,612
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,854
−HK$2,275/mo
Today · 4.125%
HK$88,129
baseline
▲ 0.50% · 4.625%
HK$92,774
+HK$4,645/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$176,258/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,167,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,683
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$90,411
−HK$2,771/mo
Today · 4.125%
HK$93,182
baseline
▲ 0.50% · 4.625%
HK$98,852
+HK$5,670/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$186,364/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,547
−HK$5,270/mo
▼ 0.25% · 3.875%
HK$100,163
−HK$2,654/mo
Today · 4.125%
HK$102,817
baseline
▲ 0.50% · 4.625%
HK$108,237
+HK$5,420/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$205,634/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,736
−HK$7,069/mo
▼ 0.25% · 3.875%
HK$116,242
−HK$3,563/mo
Today · 4.125%
HK$119,805
baseline
▲ 0.50% · 4.625%
HK$127,095
+HK$7,290/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$239,610/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,417
−HK$6,776/mo
▼ 0.25% · 3.875%
HK$128,781
−HK$3,412/mo
Today · 4.125%
HK$132,193
baseline
▲ 0.50% · 4.625%
HK$139,161
+HK$6,968/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$264,386/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,332 · Scale 2, in force from 26 Feb 2026)