LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,634
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,582
−HK$1,980/mo
Today · 4.125%
HK$66,562
baseline
▲ 0.50% · 4.625%
HK$70,612
+HK$4,050/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$133,124/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,680
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,548
−HK$1,896/mo
Today · 4.125%
HK$73,444
baseline
▲ 0.50% · 4.625%
HK$77,316
+HK$3,872/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$146,888/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,161
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,499
−HK$2,375/mo
Today · 4.125%
HK$79,874
baseline
▲ 0.50% · 4.625%
HK$84,734
+HK$4,860/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$159,748/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,167,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,616
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,858
−HK$2,275/mo
Today · 4.125%
HK$88,133
baseline
▲ 0.50% · 4.625%
HK$92,779
+HK$4,646/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$176,266/mo (50% DSR)
Upfront cash ≈ HK$12.15M (deposit + AVD stamp duty HK$1,167,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,688
−HK$5,498/mo
▼ 0.25% · 3.875%
HK$90,415
−HK$2,771/mo
Today · 4.125%
HK$93,186
baseline
▲ 0.50% · 4.625%
HK$98,857
+HK$5,671/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$186,372/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,552
−HK$5,270/mo
▼ 0.25% · 3.875%
HK$100,168
−HK$2,654/mo
Today · 4.125%
HK$102,822
baseline
▲ 0.50% · 4.625%
HK$108,242
+HK$5,420/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$205,644/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,741
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$116,248
−HK$3,563/mo
Today · 4.125%
HK$119,811
baseline
▲ 0.50% · 4.625%
HK$127,101
+HK$7,290/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$239,622/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,423
−HK$6,777/mo
▼ 0.25% · 3.875%
HK$128,787
−HK$3,413/mo
Today · 4.125%
HK$132,200
baseline
▲ 0.50% · 4.625%
HK$139,168
+HK$6,968/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$264,400/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,389 · Scale 2, in force from 26 Feb 2026)