LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,636
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,585
−HK$1,979/mo
Today · 4.125%
HK$66,564
baseline
▲ 0.50% · 4.625%
HK$70,614
+HK$4,050/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$133,128/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,682
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,551
−HK$1,896/mo
Today · 4.125%
HK$73,447
baseline
▲ 0.50% · 4.625%
HK$77,318
+HK$3,871/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$146,894/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,163
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,501
−HK$2,376/mo
Today · 4.125%
HK$79,877
baseline
▲ 0.50% · 4.625%
HK$84,737
+HK$4,860/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$159,754/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,619
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,861
−HK$2,275/mo
Today · 4.125%
HK$88,136
baseline
▲ 0.50% · 4.625%
HK$92,782
+HK$4,646/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$176,272/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,691
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$90,418
−HK$2,772/mo
Today · 4.125%
HK$93,190
baseline
▲ 0.50% · 4.625%
HK$98,860
+HK$5,670/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$186,380/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,555
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$100,171
−HK$2,655/mo
Today · 4.125%
HK$102,826
baseline
▲ 0.50% · 4.625%
HK$108,246
+HK$5,420/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$205,652/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,745
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$116,252
−HK$3,563/mo
Today · 4.125%
HK$119,815
baseline
▲ 0.50% · 4.625%
HK$127,106
+HK$7,291/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$239,630/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,428
−HK$6,776/mo
▼ 0.25% · 3.875%
HK$128,792
−HK$3,412/mo
Today · 4.125%
HK$132,204
baseline
▲ 0.50% · 4.625%
HK$139,173
+HK$6,969/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$264,408/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,431 · Scale 2, in force from 26 Feb 2026)