LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,639
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,587
−HK$1,980/mo
Today · 4.125%
HK$66,567
baseline
▲ 0.50% · 4.625%
HK$70,617
+HK$4,050/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$133,134/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,685
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,554
−HK$1,896/mo
Today · 4.125%
HK$73,450
baseline
▲ 0.50% · 4.625%
HK$77,321
+HK$3,871/mo
Deposit HK$13.73M · loan HK$13.73M · min. income ≈ HK$146,900/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,166
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,504
−HK$2,376/mo
Today · 4.125%
HK$79,880
baseline
▲ 0.50% · 4.625%
HK$84,740
+HK$4,860/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$159,760/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,622
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,864
−HK$2,276/mo
Today · 4.125%
HK$88,140
baseline
▲ 0.50% · 4.625%
HK$92,786
+HK$4,646/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$176,280/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,694
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$90,422
−HK$2,771/mo
Today · 4.125%
HK$93,193
baseline
▲ 0.50% · 4.625%
HK$98,864
+HK$5,671/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$186,386/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,559
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$100,175
−HK$2,655/mo
Today · 4.125%
HK$102,830
baseline
▲ 0.50% · 4.625%
HK$108,250
+HK$5,420/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$205,660/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,750
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$116,257
−HK$3,563/mo
Today · 4.125%
HK$119,820
baseline
▲ 0.50% · 4.625%
HK$127,111
+HK$7,291/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$239,640/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,433
−HK$6,776/mo
▼ 0.25% · 3.875%
HK$128,797
−HK$3,412/mo
Today · 4.125%
HK$132,209
baseline
▲ 0.50% · 4.625%
HK$139,178
+HK$6,969/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$264,418/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,475 · Scale 2, in force from 26 Feb 2026)