LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,640
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,589
−HK$1,980/mo
Today · 4.125%
HK$66,569
baseline
▲ 0.50% · 4.625%
HK$70,619
+HK$4,050/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$133,138/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,687
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,556
−HK$1,896/mo
Today · 4.125%
HK$73,452
baseline
▲ 0.50% · 4.625%
HK$77,324
+HK$3,872/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$146,904/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,169
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,507
−HK$2,375/mo
Today · 4.125%
HK$79,882
baseline
▲ 0.50% · 4.625%
HK$84,743
+HK$4,861/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$159,764/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,624
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,867
−HK$2,275/mo
Today · 4.125%
HK$88,142
baseline
▲ 0.50% · 4.625%
HK$92,788
+HK$4,646/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$176,284/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,697
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$90,424
−HK$2,772/mo
Today · 4.125%
HK$93,196
baseline
▲ 0.50% · 4.625%
HK$98,867
+HK$5,671/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$186,392/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,562
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$100,178
−HK$2,655/mo
Today · 4.125%
HK$102,833
baseline
▲ 0.50% · 4.625%
HK$108,253
+HK$5,420/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$205,666/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,753
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$116,260
−HK$3,563/mo
Today · 4.125%
HK$119,823
baseline
▲ 0.50% · 4.625%
HK$127,114
+HK$7,291/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$239,646/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,436
−HK$6,777/mo
▼ 0.25% · 3.875%
HK$128,800
−HK$3,413/mo
Today · 4.125%
HK$132,213
baseline
▲ 0.50% · 4.625%
HK$139,182
+HK$6,969/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$264,426/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,509 · Scale 2, in force from 26 Feb 2026)