LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,642
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,590
−HK$1,980/mo
Today · 4.125%
HK$66,570
baseline
▲ 0.50% · 4.625%
HK$70,620
+HK$4,050/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$133,140/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,688
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,557
−HK$1,896/mo
Today · 4.125%
HK$73,453
baseline
▲ 0.50% · 4.625%
HK$77,325
+HK$3,872/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$146,906/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,170
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,508
−HK$2,376/mo
Today · 4.125%
HK$79,884
baseline
▲ 0.50% · 4.625%
HK$84,744
+HK$4,860/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$159,768/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,626
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,869
−HK$2,275/mo
Today · 4.125%
HK$88,144
baseline
▲ 0.50% · 4.625%
HK$92,790
+HK$4,646/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$176,288/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,698
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$90,426
−HK$2,772/mo
Today · 4.125%
HK$93,198
baseline
▲ 0.50% · 4.625%
HK$98,869
+HK$5,671/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$186,396/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,563
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$100,180
−HK$2,654/mo
Today · 4.125%
HK$102,834
baseline
▲ 0.50% · 4.625%
HK$108,255
+HK$5,421/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$205,668/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,755
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$116,262
−HK$3,564/mo
Today · 4.125%
HK$119,826
baseline
▲ 0.50% · 4.625%
HK$127,117
+HK$7,291/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$239,652/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,439
−HK$6,777/mo
▼ 0.25% · 3.875%
HK$128,803
−HK$3,413/mo
Today · 4.125%
HK$132,216
baseline
▲ 0.50% · 4.625%
HK$139,185
+HK$6,969/mo
Deposit HK$2.75M · loan HK$24.72M · min. income ≈ HK$264,432/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,530 · Scale 2, in force from 26 Feb 2026)