LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,644
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,593
−HK$1,979/mo
Today · 4.125%
HK$66,572
baseline
▲ 0.50% · 4.625%
HK$70,623
+HK$4,051/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$133,144/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,691
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,560
−HK$1,896/mo
Today · 4.125%
HK$73,456
baseline
▲ 0.50% · 4.625%
HK$77,328
+HK$3,872/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$146,912/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,173
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,511
−HK$2,376/mo
Today · 4.125%
HK$79,887
baseline
▲ 0.50% · 4.625%
HK$84,748
+HK$4,861/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$159,774/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,629
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,872
−HK$2,275/mo
Today · 4.125%
HK$88,147
baseline
▲ 0.50% · 4.625%
HK$92,794
+HK$4,647/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$176,294/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,702
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$90,430
−HK$2,771/mo
Today · 4.125%
HK$93,201
baseline
▲ 0.50% · 4.625%
HK$98,872
+HK$5,671/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$186,402/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,567
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$100,184
−HK$2,655/mo
Today · 4.125%
HK$102,839
baseline
▲ 0.50% · 4.625%
HK$108,259
+HK$5,420/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$205,678/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,759
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$116,267
−HK$3,563/mo
Today · 4.125%
HK$119,830
baseline
▲ 0.50% · 4.625%
HK$127,122
+HK$7,292/mo
Deposit HK$2.75M · loan HK$24.73M · min. income ≈ HK$239,660/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,444
−HK$6,777/mo
▼ 0.25% · 3.875%
HK$128,808
−HK$3,413/mo
Today · 4.125%
HK$132,221
baseline
▲ 0.50% · 4.625%
HK$139,191
+HK$6,970/mo
Deposit HK$2.75M · loan HK$24.73M · min. income ≈ HK$264,442/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,577 · Scale 2, in force from 26 Feb 2026)