LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,646
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,595
−HK$1,980/mo
Today · 4.125%
HK$66,575
baseline
▲ 0.50% · 4.625%
HK$70,626
+HK$4,051/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$133,150/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,693
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,562
−HK$1,897/mo
Today · 4.125%
HK$73,459
baseline
▲ 0.50% · 4.625%
HK$77,331
+HK$3,872/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$146,918/mo (50% DSR)
Upfront cash ≈ HK$14.90M (deposit + AVD stamp duty HK$1,167,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,175
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$77,514
−HK$2,376/mo
Today · 4.125%
HK$79,890
baseline
▲ 0.50% · 4.625%
HK$84,751
+HK$4,861/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$159,780/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,632
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,875
−HK$2,275/mo
Today · 4.125%
HK$88,150
baseline
▲ 0.50% · 4.625%
HK$92,797
+HK$4,647/mo
Deposit HK$10.99M · loan HK$16.48M · min. income ≈ HK$176,300/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,705
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$90,433
−HK$2,771/mo
Today · 4.125%
HK$93,204
baseline
▲ 0.50% · 4.625%
HK$98,876
+HK$5,672/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$186,408/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,571
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$100,187
−HK$2,655/mo
Today · 4.125%
HK$102,842
baseline
▲ 0.50% · 4.625%
HK$108,263
+HK$5,421/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$205,684/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,763
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$116,271
−HK$3,563/mo
Today · 4.125%
HK$119,834
baseline
▲ 0.50% · 4.625%
HK$127,126
+HK$7,292/mo
Deposit HK$2.75M · loan HK$24.73M · min. income ≈ HK$239,668/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,448
−HK$6,777/mo
▼ 0.25% · 3.875%
HK$128,812
−HK$3,413/mo
Today · 4.125%
HK$132,225
baseline
▲ 0.50% · 4.625%
HK$139,195
+HK$6,970/mo
Deposit HK$2.75M · loan HK$24.73M · min. income ≈ HK$264,450/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$1,167,616 · Scale 2, in force from 26 Feb 2026)