LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,651
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,600
−HK$1,980/mo
Today · 4.125%
HK$66,580
baseline
▲ 0.50% · 4.625%
HK$70,631
+HK$4,051/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$133,160/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,167,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,699
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,568
−HK$1,896/mo
Today · 4.125%
HK$73,464
baseline
▲ 0.50% · 4.625%
HK$77,337
+HK$3,873/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$146,928/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,167,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,181
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$77,520
−HK$2,376/mo
Today · 4.125%
HK$79,896
baseline
▲ 0.50% · 4.625%
HK$84,757
+HK$4,861/mo
Deposit HK$10.99M · loan HK$16.49M · min. income ≈ HK$159,792/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,639
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,882
−HK$2,275/mo
Today · 4.125%
HK$88,157
baseline
▲ 0.50% · 4.625%
HK$92,804
+HK$4,647/mo
Deposit HK$10.99M · loan HK$16.49M · min. income ≈ HK$176,314/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,712
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$90,440
−HK$2,772/mo
Today · 4.125%
HK$93,212
baseline
▲ 0.50% · 4.625%
HK$98,884
+HK$5,672/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$186,424/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,578
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$100,195
−HK$2,655/mo
Today · 4.125%
HK$102,850
baseline
▲ 0.50% · 4.625%
HK$108,272
+HK$5,422/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$205,700/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,772
−HK$7,072/mo
▼ 0.25% · 3.875%
HK$116,280
−HK$3,564/mo
Today · 4.125%
HK$119,844
baseline
▲ 0.50% · 4.625%
HK$127,136
+HK$7,292/mo
Deposit HK$2.75M · loan HK$24.73M · min. income ≈ HK$239,688/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,167,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,458
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$128,823
−HK$3,413/mo
Today · 4.125%
HK$132,236
baseline
▲ 0.50% · 4.625%
HK$139,206
+HK$6,970/mo
Deposit HK$2.75M · loan HK$24.73M · min. income ≈ HK$264,472/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,167,710 · Scale 2, in force from 26 Feb 2026)