LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,653
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,602
−HK$1,980/mo
Today · 4.125%
HK$66,582
baseline
▲ 0.50% · 4.625%
HK$70,633
+HK$4,051/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$133,164/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,167,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,701
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,570
−HK$1,897/mo
Today · 4.125%
HK$73,467
baseline
▲ 0.50% · 4.625%
HK$77,339
+HK$3,872/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$146,934/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,167,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,184
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,522
−HK$2,376/mo
Today · 4.125%
HK$79,898
baseline
▲ 0.50% · 4.625%
HK$84,760
+HK$4,862/mo
Deposit HK$10.99M · loan HK$16.49M · min. income ≈ HK$159,796/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,641
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$85,884
−HK$2,276/mo
Today · 4.125%
HK$88,160
baseline
▲ 0.50% · 4.625%
HK$92,807
+HK$4,647/mo
Deposit HK$10.99M · loan HK$16.49M · min. income ≈ HK$176,320/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,714
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$90,443
−HK$2,772/mo
Today · 4.125%
HK$93,215
baseline
▲ 0.50% · 4.625%
HK$98,887
+HK$5,672/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$186,430/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,581
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$100,198
−HK$2,655/mo
Today · 4.125%
HK$102,853
baseline
▲ 0.50% · 4.625%
HK$108,275
+HK$5,422/mo
Deposit HK$8.24M · loan HK$19.23M · min. income ≈ HK$205,706/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,775
−HK$7,072/mo
▼ 0.25% · 3.875%
HK$116,283
−HK$3,564/mo
Today · 4.125%
HK$119,847
baseline
▲ 0.50% · 4.625%
HK$127,140
+HK$7,293/mo
Deposit HK$2.75M · loan HK$24.73M · min. income ≈ HK$239,694/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,167,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,462
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$128,826
−HK$3,414/mo
Today · 4.125%
HK$132,240
baseline
▲ 0.50% · 4.625%
HK$139,210
+HK$6,970/mo
Deposit HK$2.75M · loan HK$24.73M · min. income ≈ HK$264,480/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,167,743 · Scale 2, in force from 26 Feb 2026)