LTV · monthly repayment
▼ 0.50% · 3.625%
HK$626,582
−HK$39,292/mo
▼ 0.25% · 3.875%
HK$646,072
−HK$19,802/mo
Today · 4.125%
HK$665,874
baseline
▲ 0.50% · 4.625%
HK$706,391
+HK$40,517/mo
Deposit HK$137.39M · loan HK$137.39M · min. income ≈ HK$1,331,748/mo (50% DSR)
Upfront cash ≈ HK$155.25M (deposit + AVD stamp duty HK$17,861,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$697,066
−HK$37,660/mo
▼ 0.25% · 3.875%
HK$715,761
−HK$18,965/mo
Today · 4.125%
HK$734,726
baseline
▲ 0.50% · 4.625%
HK$773,455
+HK$38,729/mo
Deposit HK$137.39M · loan HK$137.39M · min. income ≈ HK$1,469,452/mo (50% DSR)
Upfront cash ≈ HK$155.25M (deposit + AVD stamp duty HK$17,861,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$751,898
−HK$47,151/mo
▼ 0.25% · 3.875%
HK$775,286
−HK$23,763/mo
Today · 4.125%
HK$799,049
baseline
▲ 0.50% · 4.625%
HK$847,669
+HK$48,620/mo
Deposit HK$109.91M · loan HK$164.87M · min. income ≈ HK$1,598,098/mo (50% DSR)
Upfront cash ≈ HK$127.78M (deposit + AVD stamp duty HK$17,861,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$836,479
−HK$45,192/mo
▼ 0.25% · 3.875%
HK$858,913
−HK$22,758/mo
Today · 4.125%
HK$881,671
baseline
▲ 0.50% · 4.625%
HK$928,145
+HK$46,474/mo
Deposit HK$109.91M · loan HK$164.87M · min. income ≈ HK$1,763,342/mo (50% DSR)
Upfront cash ≈ HK$127.78M (deposit + AVD stamp duty HK$17,861,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$877,214
−HK$55,009/mo
▼ 0.25% · 3.875%
HK$904,501
−HK$27,722/mo
Today · 4.125%
HK$932,223
baseline
▲ 0.50% · 4.625%
HK$988,947
+HK$56,724/mo
Deposit HK$82.44M · loan HK$192.35M · min. income ≈ HK$1,864,446/mo (50% DSR)
Upfront cash ≈ HK$100.30M (deposit + AVD stamp duty HK$17,861,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$975,892
−HK$52,725/mo
▼ 0.25% · 3.875%
HK$1,002,065
−HK$26,552/mo
Today · 4.125%
HK$1,028,617
baseline
▲ 0.50% · 4.625%
HK$1,082,836
+HK$54,219/mo
Deposit HK$82.44M · loan HK$192.35M · min. income ≈ HK$2,057,234/mo (50% DSR)
Upfront cash ≈ HK$100.30M (deposit + AVD stamp duty HK$17,861,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,127,847
−HK$70,726/mo
▼ 0.25% · 3.875%
HK$1,162,929
−HK$35,644/mo
Today · 4.125%
HK$1,198,573
baseline
▲ 0.50% · 4.625%
HK$1,271,503
+HK$72,930/mo
Deposit HK$27.48M · loan HK$247.31M · min. income ≈ HK$2,397,146/mo (50% DSR)
Upfront cash ≈ HK$45.34M (deposit + AVD stamp duty HK$17,861,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,254,718
−HK$67,789/mo
▼ 0.25% · 3.875%
HK$1,288,369
−HK$34,138/mo
Today · 4.125%
HK$1,322,507
baseline
▲ 0.50% · 4.625%
HK$1,392,218
+HK$69,711/mo
Deposit HK$27.48M · loan HK$247.31M · min. income ≈ HK$2,645,014/mo (50% DSR)
Upfront cash ≈ HK$45.34M (deposit + AVD stamp duty HK$17,861,065 · Scale 2, in force from 26 Feb 2026)