LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,666
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,616
−HK$1,980/mo
Today · 4.125%
HK$66,596
baseline
▲ 0.50% · 4.625%
HK$70,648
+HK$4,052/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$133,192/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,167,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,716
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,585
−HK$1,897/mo
Today · 4.125%
HK$73,482
baseline
▲ 0.50% · 4.625%
HK$77,356
+HK$3,874/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$146,964/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,167,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,200
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$77,539
−HK$2,376/mo
Today · 4.125%
HK$79,915
baseline
▲ 0.50% · 4.625%
HK$84,778
+HK$4,863/mo
Deposit HK$10.99M · loan HK$16.49M · min. income ≈ HK$159,830/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,659
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,902
−HK$2,277/mo
Today · 4.125%
HK$88,179
baseline
▲ 0.50% · 4.625%
HK$92,827
+HK$4,648/mo
Deposit HK$10.99M · loan HK$16.49M · min. income ≈ HK$176,358/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,167,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,733
−HK$5,502/mo
▼ 0.25% · 3.875%
HK$90,462
−HK$2,773/mo
Today · 4.125%
HK$93,235
baseline
▲ 0.50% · 4.625%
HK$98,908
+HK$5,673/mo
Deposit HK$8.24M · loan HK$19.24M · min. income ≈ HK$186,470/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,602
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$100,220
−HK$2,655/mo
Today · 4.125%
HK$102,875
baseline
▲ 0.50% · 4.625%
HK$108,298
+HK$5,423/mo
Deposit HK$8.24M · loan HK$19.24M · min. income ≈ HK$205,750/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,167,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,799
−HK$7,074/mo
▼ 0.25% · 3.875%
HK$116,308
−HK$3,565/mo
Today · 4.125%
HK$119,873
baseline
▲ 0.50% · 4.625%
HK$127,167
+HK$7,294/mo
Deposit HK$2.75M · loan HK$24.73M · min. income ≈ HK$239,746/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,167,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,488
−HK$6,780/mo
▼ 0.25% · 3.875%
HK$128,854
−HK$3,414/mo
Today · 4.125%
HK$132,268
baseline
▲ 0.50% · 4.625%
HK$139,240
+HK$6,972/mo
Deposit HK$2.75M · loan HK$24.73M · min. income ≈ HK$264,536/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,167,992 · Scale 2, in force from 26 Feb 2026)